Skip to content

Citizens & Northern CZNC Senior unsecured notes, net

Senior unsecured notes, net at other companies

MGIC Investment Corp. logo
MGIC Investment Corp.MTG
$646.51M+0.2%
Century Communities logo
Century CommunitiesCCS
$1.11B-0.3%
Citizens & Northern logo
Citizens & NorthernCZNC
$14.99M+0.5%
Dream Finders Homes logo
Dream Finders HomesDFH
$591.69M+100%
Atlanticus Holdings Corporation logo
Atlanticus Holdings CorporationATLC
$692.37M+131%
LGI Homes logo
LGI HomesLGIH
$1.71B+5.2%

Other financials

Income statement

See full
Revenue$36.6M+35.8%
Net income$273.0K-95.7%
EPS (diluted)$0.02-95.1%

Balance sheet

See full
Cash & equivalents$54.8M-52.2%
Total debt$13.6M+2,280%
Total equity$335.6M+19.1%
Total assets$3.2B+21.3%

Cash flow

See full
Operating cash flow$8.7M+447%
CapEx$188.0K-65.3%
Free cash flow$8.5M+713%

Valuation

See full
Market cap$402.23M+41.5%
Enterprise value$361.02M+112%
P/E23.1×+12.6×
P/S+0.4×

Profitability

See full
Net margin13.2%-11.4pp
FCF margin28.3%+3.5pp

Returns & leverage

See full
Return on equity5.6%-4.3pp
Debt / equity0.0×

Where this comes from

Reported directly by Citizens & Northern in its filing.

Tagged under the XBRL concept us-gaap:SeniorNotes.

The official record: Citizens & Northern’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

Ask your AI about Citizens & Northern's senior unsecured notes, net.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is Citizens & Northern's senior unsecured notes, net?
Citizens & Northern (CZNC) reported senior unsecured notes, net of $14.99M in Q1 2026.
How has Citizens & Northern's senior unsecured notes, net changed year-over-year?
Citizens & Northern's senior unsecured notes, net increased by 0.5% year-over-year, from $14.92M to $14.99M.
What does senior unsecured notes, net mean?
Senior unsecured notes represent debt obligations that are not backed by specific collateral, relying instead on the general creditworthiness of the issuer. These instruments are used to fund long-term operations and capital expenditures. The presence and cost of these notes provide insight into the bank's access to capital markets and its overall leverage profile.