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Citizens Community Bancorp CZWI Bank Owned Life Insurance

Bank Owned Life Insurance at other companies

Citizens Financial Services, Inc. logo
Citizens Financial Services, Inc.CZFS
$74.07M+46.4%
Citizens & Northern logo
Citizens & NorthernCZNC
$61.61M+19.2%
CTB
Community Trust BancorpCTBI
$123.48M+7.1%
Eagle Bancorp logo
Eagle BancorpEGBN
$339.84M+6.2%
First Financial Corporation logo
First Financial CorporationTHFF
$136.45M+5.4%
Citizens Financial Group logo
Citizens Financial GroupCFG
$3.46B+2.3%

Other financials

Income statement

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Revenue$16.1M+13.5%
Net income$3.8M+17.5%
EPS (diluted)$0.39+21.9%

Balance sheet

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Cash & equivalents$149.2M+48.9%
Total debt$731.0K-24.6%
Total equity$190.9M+6.0%
Total assets$1.8B+2.4%

Cash flow

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Operating cash flow$4.0M+146%
CapEx$570.0K+470%
Free cash flow$3.4M+125%

Valuation

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Market cap$225.58M+67.4%
Enterprise value$77.1M+14.4%
P/E15.1×+4.2×
P/S3.5×+1.2×

Profitability

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Net margin23.3%+0.2pp
FCF margin20.1%-1.7pp

Returns & leverage

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Return on equity8.1%+0.8pp
Debt / equity0.0×

Where this comes from

Reported directly by Citizens Community Bancorp in its filing.

Tagged under the XBRL concept us-gaap:BankOwnedLifeInsurance.

The official record: Citizens Community Bancorp’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Citizens Community Bancorp's bank owned life insurance?
Citizens Community Bancorp (CZWI) reported bank owned life insurance of $27.13M in Q1 2026.
How has Citizens Community Bancorp's bank owned life insurance changed year-over-year?
Citizens Community Bancorp's bank owned life insurance increased by 3.2% year-over-year, from $26.3M to $27.13M.
What is the long-term trend for Citizens Community Bancorp's bank owned life insurance?
Over 5 years (2020 to 2025), Citizens Community Bancorp's bank owned life insurance has grown at a 2.6% compound annual growth rate (CAGR), from $23.68M to $26.91M.
What does bank owned life insurance mean?
This represents life insurance policies purchased by the bank on the lives of key employees or officers, where the bank is the beneficiary. The cash surrender value of these policies is recorded as an asset, providing a tax-advantaged vehicle for long-term investment. It is often used to offset the costs of employee benefit programs.