What is Dave, Inc.'s cash ratio?

Dave, Inc. (DAVE) reported cash ratio of 1.1× in Q1 2026.

How has Dave, Inc.'s cash ratio changed year-over-year?

Dave, Inc.'s cash ratio decreased by 20.7% year-over-year, from 1.4× to 1.1×.

What is the long-term trend for Dave, Inc.'s cash ratio?

Over 4 years (2021 to 2025), Dave, Inc.'s cash ratio has grown at a 392.6% compound annual growth rate (CAGR), from 0× to 0.7×.

What does cash ratio mean?

Cash and equivalents divided by current liabilities at the quarter end. The most conservative liquidity measure — what the company could pay immediately with cash on hand.

Dave, Inc. DAVE Cash ratio

Cash ratio at other companies

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0.5×+0.3×

Chime Financial, Inc. Class A Common StockCHYM

1.8×—

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1.1×-0.4×

Gen Digital Inc.GEN

0.2×0.0×

Other financials

Income statement

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Revenue$158.4M+46.7%

Operating income-$3.0M—

Net income$57.9M+101%

EPS (diluted)$4.02+104%

Balance sheet

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Cash & equivalents$133.3M+184%

Total debt$425.0K-99.4%

Total equity$203.8M+2.2%

Total assets$530.5M+68.1%

Cash flow

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Operating cash flow$82.0M+81.3%

CapEx$19.0K-48.6%

Free cash flow$82.0M+81.4%

Valuation

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Market cap$4B+113%

Enterprise value$3.86B+95.8%

P/E17.8×-18.0×

P/S6.6×+1.7×

Profitability

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Operating margin-4.2%—

Net margin37.2%+23.5pp

FCF margin54%+14.2pp

Returns & leverage

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Return on equity111.6%+79.5pp

Debt / equity0×-0.4×

Current ratio3.9×-4.7×

Where this comes from

Calculated from Dave, Inc.’s reported figures.

cash and equivalents/total current liabilities=1.1×

Based on the most recent quarter.

The official record: Dave, Inc.’s 10-Q, filed May 5, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Dave, Inc.'s cash ratio?: Dave, Inc. (DAVE) reported cash ratio of 1.1× in Q1 2026.
How has Dave, Inc.'s cash ratio changed year-over-year?: Dave, Inc.'s cash ratio decreased by 20.7% year-over-year, from 1.4× to 1.1×.
What is the long-term trend for Dave, Inc.'s cash ratio?: Over 4 years (2021 to 2025), Dave, Inc.'s cash ratio has grown at a 392.6% compound annual growth rate (CAGR), from 0× to 0.7×.
What does cash ratio mean?: Cash and equivalents divided by current liabilities at the quarter end. The most conservative liquidity measure — what the company could pay immediately with cash on hand.