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Dave, Inc. DAVE Financial Network And Transaction Costs

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Other financials

Income statement

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Revenue$158.4M+46.7%
Operating income-$3.0M
Net income$57.9M+101%
EPS (diluted)$4.02+104%

Balance sheet

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Cash & equivalents$133.3M+184%
Total debt$425.0K-99.4%
Total equity$203.8M+2.2%
Total assets$530.5M+68.1%

Cash flow

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Operating cash flow$82.0M+81.3%
CapEx$19.0K-48.6%
Free cash flow$82.0M+81.4%

Valuation

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Market cap$4.04B+113%

Profitability

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Operating margin-4.2%
Net margin37.2%+23.5pp
FCF margin54%+14.2pp

Returns & leverage

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Return on equity111.6%+79.5pp
Debt / equity-0.4×
Current ratio3.9×-4.7×

Where this comes from

Reported directly by Dave, Inc. in its filing.

Tagged under the XBRL concept dave:FinancialNetworkAndTransactionCosts.

The official record: Dave, Inc.’s 10-Q, filed May 5, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Dave, Inc.'s financial network and transaction costs?
Dave, Inc. (DAVE) reported financial network and transaction costs of $7.75M in Q1 2026.
How has Dave, Inc.'s financial network and transaction costs changed year-over-year?
Dave, Inc.'s financial network and transaction costs increased by 10.1% year-over-year, from $7.04M to $7.75M.
What is the long-term trend for Dave, Inc.'s financial network and transaction costs?
Over 2 years (2023 to 2025), Dave, Inc.'s financial network and transaction costs has grown at a 11.5% compound annual growth rate (CAGR), from $22.69M to $28.21M.
What does financial network and transaction costs mean?
Captures the fees paid to third-party financial networks, payment processors, and banking partners to facilitate customer transactions and fund movements. These costs are essential for maintaining the connectivity required for banking app functionality and overdraft services. High levels relative to revenue may indicate reliance on external infrastructure or unfavorable pricing agreements with network providers.