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Dave, Inc. DAVE Technology & Infrastructure

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Other financials

Income statement

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Revenue$158.4M+46.7%
Operating income-$3.0M
Net income$57.9M+101%
EPS (diluted)$4.02+104%

Balance sheet

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Cash & equivalents$133.3M+184%
Total debt$425.0K-99.4%
Total equity$203.8M+2.2%
Total assets$530.5M+68.1%

Cash flow

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Operating cash flow$82.0M+81.3%
CapEx$19.0K-48.6%
Free cash flow$82.0M+81.4%

Valuation

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Market cap$4.04B+113%

Profitability

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Operating margin-4.2%
Net margin37.2%+23.5pp
FCF margin54%+14.2pp

Returns & leverage

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Return on equity111.6%+79.5pp
Debt / equity-0.4×
Current ratio3.9×-4.7×

Where this comes from

Reported directly by Dave, Inc. in its filing.

Tagged under the XBRL concept dave:TechnologyAndInfrastructure.

The official record: Dave, Inc.’s 10-Q, filed May 5, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Dave, Inc.'s technology & infrastructure?
Dave, Inc. (DAVE) reported technology & infrastructure of $3.4M in Q1 2026.
How has Dave, Inc.'s technology & infrastructure changed year-over-year?
Dave, Inc.'s technology & infrastructure increased by 24.5% year-over-year, from $2.73M to $3.4M.
What is the long-term trend for Dave, Inc.'s technology & infrastructure?
Over 2 years (2023 to 2025), Dave, Inc.'s technology & infrastructure has grown at a 6.9% compound annual growth rate (CAGR), from $10.58M to $12.09M.
What does technology & infrastructure mean?
Encompasses the costs related to maintaining the software, cloud computing, and hardware infrastructure necessary to run the digital banking platform. This reflects the company's investment in platform stability, security, and the development of new financial features. Consistent investment here is critical for maintaining a competitive digital user experience and operational uptime.