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Dave, Inc. DAVE Return on assets

Return on assets at other companies

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JPMorgan ChaseJPM
1.3%-0.1pp
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Bank of AmericaBAC
0.9%+0.1pp
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Wells Fargo & CompanyWFC
1%0.0pp
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PayPal Holdings, Inc.PYPL
6.3%+0.7pp
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SoFi Technologies, Inc.SOFI
1.3%-0.1pp
Affirm Holdings, Inc. logo
Affirm Holdings, Inc.AFRM
3.2%+2.8pp

Other financials

Income statement

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Revenue$158.4M+46.7%
Operating income-$3.0M
Net income$57.9M+101%
EPS (diluted)$4.02+104%

Balance sheet

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Cash & equivalents$133.3M+184%
Total debt$425.0K-99.4%
Total equity$203.8M+2.2%
Total assets$530.5M+68.1%

Cash flow

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Operating cash flow$82.0M+81.3%
CapEx$19.0K-48.6%
Free cash flow$82.0M+81.4%

Valuation

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Market cap$4B+113%
Enterprise value$3.86B+95.8%
P/E17.8×-18.0×
P/S6.6×+1.7×

Profitability

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Operating margin-4.2%
Net margin37.2%+23.5pp
FCF margin54%+14.2pp

Returns & leverage

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Return on equity111.6%+79.5pp
Debt / equity-0.4×
Current ratio3.9×-4.7×

Where this comes from

Calculated from Dave, Inc.’s reported figures.

Based on trailing twelve months.

The official record: Dave, Inc.’s 10-Q, filed May 5, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Dave, Inc.'s return on assets?
Dave, Inc. (DAVE) reported return on assets of 53.2% in Q1 2026.
How has Dave, Inc.'s return on assets changed year-over-year?
Dave, Inc.'s return on assets increased by 179.5% year-over-year, from 19% to 53.2%.
What is the long-term trend for Dave, Inc.'s return on assets?
Over 3 years (2022 to 2025), Dave, Inc.'s return on assets has grown at a -3.3% compound annual growth rate (CAGR), from -55% to 49.8%.
What does return on assets mean?
Trailing-twelve-month net income divided by average total assets. Measures how efficiently the asset base generates profit, independent of how those assets are financed. Computed as net income over average total assets — note this is OpenCapital's standard definition and may differ from data vendors that use alternative numerators.