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ECB Bancorp, Inc. ECBK Noninterest-bearing deposits

Noninterest-bearing deposits at other companies

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$41.67B+11.0%
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$570.39M+1.1%
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Texas Community Bancshares, Inc.TCBS
$48.66M+11.3%

Other financials

Income statement

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Revenue$155.0K-97.8%
Net income$3.1M+141%
EPS (diluted)$0.16+129%

Balance sheet

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Cash & equivalents$3.0M-97.9%
Total debt$1.7M+41.1%
Total equity$175.9M+4.4%
Total assets$1.7B+13.6%

Cash flow

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Operating cash flow$2.8M+545%
CapEx$4.0K-77.8%
Free cash flow$2.8M+532%

Valuation

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Market cap$175.78M+29.1%
P/E18.3×-7.3×
P/S8.5×+1.4×

Profitability

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Net margin17.3%+0.9pp
FCF margin22.2%+5.5pp

Returns & leverage

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Return on equity5.6%+2.8pp
Debt / equity0.0×

Where this comes from

Reported directly by ECB Bancorp, Inc. in its filing.

Tagged under the XBRL concept us-gaap:NoninterestBearingDepositLiabilities.

The official record: ECB Bancorp, Inc.’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is ECB Bancorp, Inc.'s noninterest-bearing deposits?
ECB Bancorp, Inc. (ECBK) reported noninterest-bearing deposits of $80.23M in Q1 2026.
How has ECB Bancorp, Inc.'s noninterest-bearing deposits changed year-over-year?
ECB Bancorp, Inc.'s noninterest-bearing deposits increased by 0.5% year-over-year, from $79.85M to $80.23M.
What is the long-term trend for ECB Bancorp, Inc.'s noninterest-bearing deposits?
Over 4 years (2021 to 2025), ECB Bancorp, Inc.'s noninterest-bearing deposits has grown at a -0.5% compound annual growth rate (CAGR), from $83.31M to $81.5M.
What does noninterest-bearing deposits mean?
These are demand deposit accounts that do not pay interest to the depositor, typically used for transactional purposes by business and retail clients. This category is a critical component of a bank's funding strategy because it represents a low-cost source of capital. A higher proportion of these deposits generally improves the bank's net interest margin.