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Enova International ENVA Increase Decrease Finance Service Charge Financing Receivables Revenue

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Other financials

Income statement

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Revenue$875.1M+17.4%
Gross profit$529.0M+24.1%
Operating income$207.1M+20.5%
Net income$91.1M+24.9%
EPS (diluted)$3.46+28.6%

Balance sheet

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Cash & equivalents$96.1M+73.2%
Total debt$4.9B+28.4%
Total equity$1.4B+17.1%
Total assets$6.9B+26.0%

Cash flow

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Operating cash flow$474.5M+21.3%
CapEx$10.8M-16.5%
Free cash flow$463.8M+22.6%

Valuation

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Market cap$5.25B+36.4%

Profitability

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Gross margin58.9%+1.3pp
Operating margin23.6%+1.2pp
Net margin10%+1.6pp
FCF margin56.6%+1.6pp

Returns & leverage

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Return on equity25.1%+5.2pp
Debt / equity3.5×+0.3×

Where this comes from

Reported directly by Enova International in its filing.

Tagged under the XBRL concept enva:IncreaseDecreaseFinanceServiceChargeFinancingReceivablesRevenue.

The official record: Enova International’s 10-Q, filed April 23, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Enova International's increase decrease finance service charge financing receivables revenue?
Enova International (ENVA) reported increase decrease finance service charge financing receivables revenue of $4.68M in Q1 2026.
How has Enova International's increase decrease finance service charge financing receivables revenue changed year-over-year?
Enova International's increase decrease finance service charge financing receivables revenue increased by 247.2% year-over-year, from -$3.18M to $4.68M.
What is the long-term trend for Enova International's increase decrease finance service charge financing receivables revenue?
Over 4 years (2021 to 2025), Enova International's increase decrease finance service charge financing receivables revenue has grown at a -49.1% compound annual growth rate (CAGR), from $20.8M to -$1.39M.
What does increase decrease finance service charge financing receivables revenue mean?
Measures the change in accrued finance charges and service fees that have been earned but not yet collected from borrowers. This metric provides insight into the timing differences between revenue recognition and actual cash realization from the lending portfolio.