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Upstart Holdings, Inc. UPST Increase Decrease In Finance Receivables

Increase Decrease In Finance Receivables at other companies

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OPENLANE, IncOPLN
$30.5M+54.0%

Other financials

Income statement

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Revenue$308.2M+44.4%
Operating income-$7.5M-67.2%
Net income-$6.6M-172%
EPS (diluted)-$0.07-133%

Balance sheet

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Cash & equivalents$931.3M+10.9%
Total debt$1.9B+40.3%
Total equity$733.2M+8.4%
Total assets$3.0B+29.0%

Cash flow

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Operating cash flow-$133.3M-888%
CapEx$2.8M
Free cash flow-$136.0M-909%

Valuation

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Market cap$3.01B-43.6%
Enterprise value$4.02B-29.1%
P/E61×
P/S2.6×-4.7×

Profitability

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Operating margin3.5%+1.9pp
Net margin4.3%+2.6pp
FCF margin27%+16.9pp

Returns & leverage

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Return on equity7%+4.4pp
Debt / equity2.6×+0.6×

Where this comes from

Reported directly by Upstart Holdings, Inc. in its filing.

Tagged under the XBRL concept us-gaap:IncreaseDecreaseInFinanceReceivables.

The official record: Upstart Holdings, Inc.’s 10-Q, filed May 5, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Upstart Holdings, Inc.'s increase decrease in finance receivables?
Upstart Holdings, Inc. (UPST) reported increase decrease in finance receivables of $62.23M in Q1 2026.
How has Upstart Holdings, Inc.'s increase decrease in finance receivables changed year-over-year?
Upstart Holdings, Inc.'s increase decrease in finance receivables increased by 981.1% year-over-year, from -$7.06M to $62.23M.
What is the long-term trend for Upstart Holdings, Inc.'s increase decrease in finance receivables?
Over 2 years (2022 to 2025), Upstart Holdings, Inc.'s increase decrease in finance receivables has grown at a -18.4% compound annual growth rate (CAGR), from -$170.84M to $113.67M.
What does increase decrease in finance receivables mean?
Represents the net change in the balance of finance receivables held by the company during the reporting period. This metric reflects the cash impact of originating new loans versus the collection of principal on existing credit products. It is a key indicator of the company's lending volume and capital deployment strategy within its core credit services business.