Skip to content

Essent Group ESNT Q4 2024 Annual earnings

Reported February 14, 2025 · Before market open

Revenue$344.4MBeat by $33.2M
EPS$1.58Miss by $0.09
Revenue estimate$311.2M
EPS estimate$1.67

Next report

Aug 7, 2026 (In 1 week)
Revenue estimate$321.6M
EPS estimate$1.77

Financials

Q4 2024

Income statement

See full
Revenue$315.0M+6.0%
Net income$167.9M-4.3%
EPS (diluted)$1.59-3.0%

Balance sheet

See full
Cash & equivalents$131.5M-7.3%
Total debt$36.2M-92.2%
Total equity$5.6B+9.8%
Total assets$7.1B+10.7%

Cash flow

See full
Operating cash flow$226.7M+5.2%
CapEx$721.0K-66.6%
Free cash flow$226.0M+5.9%

Valuation & ratios

Valuation

as of 12/31/24
See full
Market cap$5.78B+2.7%
Enterprise value$5.69B-4.4%
P/E7.9×-0.2×
P/S4.7×-0.4×

Profitability

See full
Net margin58.7%-4.1pp
FCF margin68.8%+0.4pp

Returns & leverage

See full
Return on equity13.6%-0.9pp
Debt / equity-0.1×

Segments

By segment

See full
Mortgage Insurance$183.7M-23.0%

Versus estimates

Ask the moment Essent Group reports.

Connect your AI and ask the moment the filing drops. It reads the release, surfaces what management said, and gives you its own read.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

When did Essent Group report Q4 2024 earnings?
Essent Group (ESNT) reported Q4 2024 earnings on February 14, 2025 before market open.
What were Essent Group's Q4 2024 revenue and EPS?
Essent Group reported revenue of $344.4M and eps of $1.58 for Q4 2024.
Did Essent Group beat estimates in Q4 2024?
Revenue beat the consensus estimate of $311.2M by $33.2M. EPS missed the consensus estimate of $1.67 by $0.09.
Where can I find Essent Group's Q4 2024 SEC filings?
You can read the 10-K periodic report (0001448893-25-000009) directly on SEC EDGAR. The filing index links above go to sec.gov.