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Essent Group ESNT Compensation and benefits

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Segments

By segment

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Mortgage Insurance$14.9M-4.9%
Reinsurance$1.78M

Other financials

Income statement

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Revenue$362.7M+13.6%
Operating income$63.8M
Net income$189.7M-2.9%
EPS (diluted)$2.08+7.8%

Balance sheet

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Cash & equivalents$74.3M-19.3%
Total debt$36.6M+1.2%
Total equity$5.7B-0.2%
Total assets$7.6B+5.1%

Cash flow

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Operating cash flow$197.1M+4.0%
CapEx$972.0K+31.0%
Free cash flow$196.1M+3.9%

Valuation

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Market cap$6.04B+2.9%
P/E8.9×+0.7×
P/S4.6×-0.1×

Profitability

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Net margin51.5%-4.9pp
FCF margin62.4%-5.8pp

Returns & leverage

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Return on equity12%-0.9pp
Debt / equity0.0×

Where this comes from

Reported directly by Essent Group in its filing.

Tagged under the XBRL concept us-gaap:ShareBasedCompensation.

The source filing: Essent Group’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 4:37 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001448893-26-000024
(In thousands)Six Months Ended June 30, 2026Six Months Ended June 30, 2025
Income from other invested assets(29,564)(11,874)
Distribution of income from other invested assets6,5133,327
Depreciation and amortization2,4332,714
Stock-based compensation expense10,68912,942
Amortization of premium on investment securities6,2477,007
Deferred income tax provision (benefit)(8,253)21,409
Change in:
Accrued investment income(935)(2,208)

Item 1. Financial Statements (Unaudited)

FAQ

What is Essent Group's compensation and benefits?
Essent Group (ESNT) reported compensation and benefits of $3.35M in Q2 2026.
How has Essent Group's compensation and benefits changed year-over-year?
Essent Group's compensation and benefits decreased by 15.2% year-over-year, from $3.95M to $3.35M.
What is the long-term trend for Essent Group's compensation and benefits?
Over 4 years (2021 to 2025), Essent Group's compensation and benefits has grown at a 0.0% compound annual growth rate (CAGR), from $20.84M to $20.85M.
What does compensation and benefits mean?
Total employee-related costs including salaries, wages, bonuses, commissions, stock-based compensation, health insurance, retirement contributions, and payroll taxes.

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