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Esquire Financial Holdings, Inc. ESQ Operating Lease Liability - Undiscounted Excess Amount

Operating Lease Liability - Undiscounted Excess Amount at other companies

Customers Bancorp logo
Customers BancorpCUBI
$6.99M-11.2%
Pathward Financial, Inc. logo
Pathward Financial, Inc.CASH
$2.63M-18.0%
Banc of California logo
Banc of CaliforniaBANC
$13.66M-1.8%

Other financials

Income statement

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Revenue$40.5M+19.8%
Net income$12.2M+7.0%
EPS (diluted)$1.40+5.3%

Balance sheet

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Cash & equivalents$222.2M+28.4%
Total debt$2.4M-27.0%
Total equity$301.3M+20.2%
Total assets$2.4B+23.9%

Cash flow

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Operating cash flow$19.5M+23.4%
CapEx$180.0K-84.4%
Free cash flow$19.3M+31.9%

Valuation

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Market cap$1B+32.8%
Enterprise value$783.74M+33.8%
P/E19.4×+2.7×
P/S6.6×+0.7×

Profitability

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Net margin33.7%-1.1pp
FCF margin40%+6.3pp

Returns & leverage

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Return on equity18.7%-1.0pp
Debt / equity0.0×

Where this comes from

Reported directly by Esquire Financial Holdings, Inc. in its filing.

Tagged under the XBRL concept us-gaap:LesseeOperatingLeaseLiabilityUndiscountedExcessAmount.

The official record: Esquire Financial Holdings, Inc.’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Esquire Financial Holdings, Inc.'s operating lease liability - undiscounted excess amount?
Esquire Financial Holdings, Inc. (ESQ) reported operating lease liability - undiscounted excess amount of $454K in Q1 2026.
What is the long-term trend for Esquire Financial Holdings, Inc.'s operating lease liability - undiscounted excess amount?
Over 5 years (2020 to 2025), Esquire Financial Holdings, Inc.'s operating lease liability - undiscounted excess amount has grown at a 7.2% compound annual growth rate (CAGR), from $340K to $482K.
What does operating lease liability - undiscounted excess amount mean?
This represents the difference between the total undiscounted future lease payments and the present value of those payments recorded on the balance sheet. It effectively quantifies the interest component embedded within operating lease obligations. It is a measure of the financing cost inherent in the lease portfolio.