First Bancorp FBNC Ratios & Valuation
| Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | ||
|---|---|---|---|---|---|---|
| Profitability | ||||||
| Net margin | 29.8%+1.4pp | 28.4%+1.9pp | 26.6%+0.9pp | 25.6%+1.6pp | 24%+2.2pp | |
| Returns | ||||||
| Return on equity | 7.6%+0.4pp | 7.2%+0.7pp | 6.4%-0.1pp | 6.6%+0.5pp | 6.1%+0.6pp | |
| Efficiency | ||||||
| Asset turnover | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | |
| Leverage | ||||||
| Debt-to-equity | 0.1×0.0× | 0.1×0.0× | 0.1×0.0× | 0.1×0.0× | 0.1×0.0× | |
| Per Share | ||||||
| Book value per share | $40.59+1.7% | $39.90+3.2% | $38.65+2.9% | $37.55+3.1% | $36.42+4.1% | |
| Valuation | ||||||
| Market capitalization | $2.33B+10.9% | $2.11B-4.0% | $2.19B+25.7% | $1.74B+5.1% | $1.66B-8.7% | |
| Price / earnings | 19.2×+0.3× | 19×-3.2× | 22.2×+4.2× | 17.9×-1.0× | 19×-4.9× | |
| Price / sales | 5.7×+0.3× | 5.4×-0.5× | 5.9×+1.3× | 4.6×0.0× | 4.6×-0.6× | |
| Price / book | 1.4×+0.1× | 1.3×-0.1× | 1.4×+0.2× | 1.1×0.0× | 1.1×-0.2× | |
| Dividend yield | 1.6%-0.2pp | 1.8%+0.1pp | 1.7%-0.4pp | 2.1%-0.1pp | 2.2%+0.2pp |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- Where do First Bancorp's ratios come from?
- Every ratio is computed from First Bancorp's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.
