Where do First Bancorp's ratios come from?

Every ratio is computed from First Bancorp's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.

First Bancorp FBNC Ratios & Valuation

Income Statement Balance Sheet Cash Flow Ratios Segments

Quarterly Annual TTM

YoY QoQ

Simplified Detailed

	Q1 '26	Q4 '25	Q3 '25	Q2 '25	Q1 '25
Profitability
Net margin	29.8%+1.4pp	28.4%+1.9pp	26.6%+0.9pp	25.6%+1.6pp	24%+2.2pp
Free cash flow margin	50.6%-0.4pp	51%-6.3pp	57.3%+3.8pp	53.5%-14.2pp	67.7%+18.5pp
Returns
Return on equity	7.6%+0.4pp	7.2%+0.7pp	6.4%-0.1pp	6.6%+0.5pp	6.1%+0.6pp
Return on assets	1%+0.1pp	0.9%+0.1pp	0.8%0.0pp	0.8%+0.1pp	0.7%+0.1pp
Efficiency
Asset turnover	0×0.0×	0×0.0×	0×0.0×	0×0.0×	0×0.0×
Leverage
Debt-to-equity	0.1×0.0×	0.1×0.0×	0.1×0.0×	0.1×0.0×	0.1×0.0×
Debt-to-assets	0×0.0×	0×0.0×	0×0.0×	0×0.0×	0×0.0×
Per Share
Book value per share	$40.59+1.7%	$39.90+3.2%	$38.65+2.9%	$37.55+3.1%	$36.42+4.1%
Valuation
Market capitalization	$2.33B+10.9%	$2.11B-4.0%	$2.19B+25.7%	$1.74B+5.1%	$1.66B-8.7%
Enterprise value	$1.83B-3.2%	$1.89B+10.8%	$1.7B+49.2%	$1.14B+14.8%	$993.25M-29.9%
Price / earnings	19.2×+0.3×	19×-3.2×	22.2×+4.2×	17.9×-1.0×	19×-4.9×
Price / sales	5.7×+0.3×	5.4×-0.5×	5.9×+1.3×	4.6×0.0×	4.6×-0.6×
Price / book	1.4×+0.1×	1.3×-0.1×	1.4×+0.2×	1.1×0.0×	1.1×-0.2×
EV / sales	4.5×-0.3×	4.8×+0.3×	4.6×+1.6×	3×+0.3×	2.7×-1.3×
Free cash flow yield	8.8%-0.6pp	9.4%-0.3pp	9.7%-1.9pp	11.6%-3.2pp	14.8%+5.4pp
Earnings yield	5.2%-0.1pp	5.3%+0.8pp	4.5%-1.1pp	5.6%+0.3pp	5.3%+1.1pp
Dividend yield	1.6%-0.2pp	1.8%+0.1pp	1.7%-0.4pp	2.1%-0.1pp	2.2%+0.2pp
PEG ratio	0.5×+0.1×	0.4×—	——	——	——

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Where do First Bancorp's ratios come from?: Every ratio is computed from First Bancorp's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.