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First BanCorp FBP Credit And Debit Processing Fees

Credit And Debit Processing Fees at other companies

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Segments

By segment

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Consumer Retail Banking$7.63M+11.4%
Virgin Islands Operations$872K+27.3%
Commercial And Corporate$14K-93.5%
United States Operations$3K0.0%
Mortgage Banking$0
Treasury And Investments$0

Other financials

Income statement

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Revenue$264.9M+7.3%
Net income$96.2M+19.9%
EPS (diluted)$0.62+24.0%

Balance sheet

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Cash & equivalents$561.3M-23.8%
Total debt$200.0M-37.5%
Total equity$2.0B+7.1%
Total assets$19.2B+1.8%

Cash flow

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Operating cash flow$92.2M-3.4%
CapEx$5.0M+93.1%
Free cash flow$87.2M-6.1%

Valuation

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Market cap$4.44B+34.9%
Enterprise value$4.08B+41.9%
P/E11.9×+1.2×
P/S4.3×+0.9×

Profitability

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Net margin36.2%+4.6pp
FCF margin42.8%+0.6pp

Returns & leverage

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Return on equity19.5%+1.1pp
Debt / equity0.1×-0.1×

Where this comes from

Reported directly by First BanCorp in its filing.

Tagged under the XBRL concept fbp:CreditAndDebitProcessingFees.

The source filing: First BanCorp’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 12:39 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001057706-26-000023

8,514

Item 6.

FAQ

What is First BanCorp's credit and debit processing fees?
First BanCorp (FBP) reported credit and debit processing fees of $8.51M in Q2 2026.
How has First BanCorp's credit and debit processing fees changed year-over-year?
First BanCorp's credit and debit processing fees increased by 9.9% year-over-year, from $7.75M to $8.51M.
What is the long-term trend for First BanCorp's credit and debit processing fees?
Over 4 years (2021 to 2025), First BanCorp's credit and debit processing fees has grown at a 6.5% compound annual growth rate (CAGR), from $22.17M to $28.47M.
What does credit and debit processing fees mean?
Measures the operational costs associated with facilitating electronic payment transactions, including card network fees and processing infrastructure costs. This metric highlights the efficiency of the bank's retail payment services and transaction processing capabilities.

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