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First BanCorp FBP Credit And Debit Processing Fees

Credit And Debit Processing Fees at other companies

First Financial Bankshares logo
First Financial BanksharesFFIN
$3.11M-7.9%
UBS
United BanksharesUBSI
$623K+3.8%
Bread Financial Holdings logo
Bread Financial HoldingsBFH
$80M-2.4%
Independent Bank Corp logo
Independent Bank CorpINDB
$2.4M+24.1%
First Financial Bankshares logo
First Financial BanksharesFFIN
$5.25M+5.6%
First Hawaiian, Inc. logo
First Hawaiian, Inc.FHB
$15.08M+4.2%

Segments

By segment

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Consumer Retail Banking$6.45M+61.2%
Virgin Islands Operations$683K-19.3%
Commercial And Corporate$191K-26.5%
United States Operations$2K0.0%
Mortgage Banking$0
Treasury And Investments$0

Other financials

Income statement

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Revenue$258.6M+4.2%
Net income$88.8M+15.2%
EPS (diluted)$0.57+21.3%

Balance sheet

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Cash & equivalents$550.9M-58.5%
Total debt$380.0M+14.8%
Total equity$2.0B+10.6%
Total assets$19.1B-0.1%

Cash flow

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Operating cash flow$121.1M+11.9%
CapEx$5.2M+248%
Free cash flow$115.9M+8.6%

Valuation

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Market cap$4.06B+5.9%

Profitability

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Net margin35.3%+3.6pp
FCF margin44.2%+3.7pp

Returns & leverage

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Return on equity19%+0.5pp
Debt / equity0.2×0.0×

Where this comes from

Reported directly by First BanCorp in its filing.

Tagged under the XBRL concept fbp:CreditAndDebitProcessingFees.

The official record: First BanCorp’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is First BanCorp's credit and debit processing fees?
First BanCorp (FBP) reported credit and debit processing fees of $7.33M in Q1 2026.
How has First BanCorp's credit and debit processing fees changed year-over-year?
First BanCorp's credit and debit processing fees increased by 43.4% year-over-year, from $5.11M to $7.33M.
What is the long-term trend for First BanCorp's credit and debit processing fees?
Over 4 years (2021 to 2025), First BanCorp's credit and debit processing fees has grown at a 6.5% compound annual growth rate (CAGR), from $22.17M to $28.47M.
What does credit and debit processing fees mean?
Measures the operational costs associated with facilitating electronic payment transactions, including card network fees and processing infrastructure costs. This metric highlights the efficiency of the bank's retail payment services and transaction processing capabilities.