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First Capital FCAP Q4 2024 Annual earnings

Reported January 24, 2025 · Before market open

Revenue$11.0M
EPS$0.97

Next report

Oct 23, 2026 (in 3 months)

Financials

Q4 2024

Income statement

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Revenue$11.3M-69.3%
Operating income$3.9M+4.9%
Net income$3.3M+4.9%
EPS (diluted)$0.97+4.3%

Balance sheet

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Cash & equivalents$105.9M+429%
Total equity$114.6M+8.9%
Total assets$1.2B+2.6%

Cash flow

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Operating cash flow$4.1M+325%
CapEx$323.0K+74.6%
Free cash flow$3.7M+385%

Valuation & ratios

Valuation

as of 12/31/24
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Market cap$108.1M+15.8%
P/E9.1×+1.8×
P/S3.1×+0.9×

Profitability

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Operating margin40.9%+5.2pp
Net margin34.5%+4.2pp
FCF margin62.4%

Returns & leverage

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Return on equity10.9%-2.6pp

Segments

By product

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ATM And Debit Card Fees$1.1M-1.9%

Versus estimates

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Questions, answered.

When did First Capital report Q4 2024 earnings?
First Capital (FCAP) reported Q4 2024 earnings on January 24, 2025 before market open.
What were First Capital's Q4 2024 revenue and EPS?
First Capital reported revenue of $11.0M and eps of $0.97 for Q4 2024.
Where can I find First Capital's Q4 2024 SEC filings?
You can read the 10-K periodic report (0001171843-25-001868) directly on SEC EDGAR. The filing index links above go to sec.gov.