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First Community Bankshares FCBC Allowance for credit losses

Allowance for credit losses at other companies

Truist Financial logo
Truist FinancialTFC
$5.03B
City Holding Company logo
City Holding CompanyCHCO
$19.71M-9.0%
First Mid Bancshares, Inc. logo
First Mid Bancshares, Inc.FMBH
$86.81M+23.9%
CNB Financial logo
CNB FinancialCCNE
$67.06M+41.6%
HBT
HBT Financial, Inc.HBT
$60.47M+43.6%
CTB
Community Trust BancorpCTBI
$61.32M+7.7%

Other financials

Income statement

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Net income$12.0M+1.8%

Balance sheet

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Cash & equivalents$117.5M+37.4%
Total debt$591.0K+14.8%
Total equity$521.4M+5.0%
Total assets$3.6B+13.0%

Cash flow

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Operating cash flow-$11.4M-186%
CapEx$1.2M+2.8%
Free cash flow-$12.5M-203%

Valuation

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Market cap$836.17M+21.1%
P/E17.1×+3.4×

Returns & leverage

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Return on equity9.6%-0.5pp
Debt / equity0.0×

Where this comes from

Reported directly by First Community Bankshares in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest.

The official record: First Community Bankshares’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is First Community Bankshares's allowance for credit losses?
First Community Bankshares (FCBC) reported allowance for credit losses of $33.54M in Q1 2026.
How has First Community Bankshares's allowance for credit losses changed year-over-year?
First Community Bankshares's allowance for credit losses decreased by 0.7% year-over-year, from $33.78M to $33.54M.
What is the long-term trend for First Community Bankshares's allowance for credit losses?
Over 4 years (2020 to 2025), First Community Bankshares's allowance for credit losses has grown at a 4.1% compound annual growth rate (CAGR), from $26.18M to $30.76M.
What does allowance for credit losses mean?
Reserve held against the loan portfolio for estimated future credit losses under the CECL methodology — a contra-asset reducing net loans.