FirstCash Holdings FCFS Ratios & Valuation
| FY'25 | FY'24 | FY'23 | FY'22 | ||
|---|---|---|---|---|---|
| Profitability | |||||
| Gross margin | 72.5%-0.7pp | 73.2%-0.4pp | 73.6%+1.6pp | 72%+11.0pp | |
| Net margin | 9%+1.4pp | 7.6%+0.7pp | 7%-2.3pp | 9.3%+1.9pp | |
| EBITDA margin | 18.6%+2.3pp | 16.3%+0.6pp | 15.7%-2.5pp | 18.3%+3.8pp | |
| Free cash flow margin | 14.5%+0.6pp | 13.9%+2.6pp | 11.3%-4.6pp | 15.9%+5.2pp | |
| Returns | |||||
| Return on equity | 15.3%+2.5pp | 12.8%+1.5pp | 11.3%-2.4pp | 13.7%+5.7pp | |
| Return on assets | 6.8%+0.9pp | 5.9%+0.6pp | 5.4%-1.2pp | 6.5%+2.5pp | |
| Return on invested capital | 10.4%+1.6pp | 8.8%+0.8pp | 8%-1.2pp | 9.2%+3.7pp | |
| Efficiency | |||||
| Asset turnover | 0.7×0.0× | 0.8×0.0× | 0.8×+0.1× | 0.7×+0.2× | |
| Inventory turnover | 2.5×-0.4× | 2.8×0.0× | 2.8×0.0× | 2.8×-0.2× | |
| Liquidity | |||||
| Current ratio | 4.6×+0.4× | 4.1×+0.2× | 3.9×+0.1× | 3.8×+0.9× | |
| Quick ratio | 3.4×+0.2× | 3.2×+0.2× | 3×+0.1× | 2.9×+0.6× | |
| Cash ratio | 0.3×-0.2× | 0.5×+0.1× | 0.4×0.0× | 0.4×+0.1× | |
| Leverage | |||||
| Debt-to-equity | 0.9×-0.1× | 1×0.0× | 1×+0.1× | 0.9×0.0× | |
| Debt-to-assets | 0.4×-0.1× | 0.5×0.0× | 0.4×0.0× | 0.4×0.0× | |
| Net debt / EBITDA | 2.8×-0.6× | 3.4×-0.2× | 3.6×+0.5× | 3.1×-2.9× | |
| Interest coverage | 4.7×+0.4× | 4.3×+0.1× | 4.1×-1.4× | 5.6×-0.6× | |
| Valuation | |||||
| Market capitalization | $7.03B+51.7% | $4.64B-5.2% | $4.89B+21.5% | $4.03B+11.0% | |
| Enterprise value | $8.92B+37.0% | $6.51B-2.6% | $6.69B+19.8% | $5.58B+9.5% | |
| Price / earnings | 21.3×+3.4× | 17.9×-4.4× | 22.3×+6.4× | 15.9×-13.2× | |
| Price / sales | 1.9×+0.6× | 1.4×-0.2× | 1.6×+0.1× | 1.5×-0.7× | |
| Price / book | 3.1×+0.8× | 2.3×-0.2× | 2.4×+0.3× | 2.1×+0.1× | |
| EV / EBITDA | 13.1×+1.3× | 11.8×-1.7× | 13.5×+2.3× | 11.2×-9.6× | |
| EV / sales | 2.4×+0.5× | 1.9×-0.2× | 2.1×+0.1× | 2×-1.0× | |
| Free cash flow yield | 7.5%-2.6pp | 10.2%+2.9pp | 7.3%-3.5pp | 10.8%+5.8pp | |
| Earnings yield | 4.7%-0.9pp | 5.6%+1.1pp | 4.5%-1.8pp | 6.3%+2.9pp | |
| Dividend yield | 1%-0.4pp | 1.4%+0.2pp | 1.3%-0.2pp | 1.5%+0.2pp | |
| PEG ratio | 0.8×-0.2× | 1×— | —— | 0.2×-1.5× |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- Where do FirstCash Holdings's ratios come from?
- Every ratio is computed from FirstCash Holdings's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.
