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Fifth District Bancorp FDSB Advances from borrowers

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Other financials

Income statement

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Revenue$151.3K-2.3%
Net income$387.0K+396%
EPS (diluted)$0.08+300%

Balance sheet

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Cash & equivalents$23.3M-22.6%
Total debt$4.0M
Total equity$129.3M+1.6%
Total assets$535.7M+0.9%

Cash flow

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Operating cash flow$1.0M+26.0%
CapEx$301.0K+419%
Free cash flow$736.0K-3.8%

Valuation

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Market cap$85.45M+24.5%
P/E19.4×
P/S141.2×+24.3×

Profitability

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Net margin675.7%
FCF margin67.2%

Returns & leverage

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Return on equity3.4%
Debt / equity0.1×

Where this comes from

Reported directly by Fifth District Bancorp in its filing.

Tagged under the XBRL concept us-gaap:IncreaseDecreaseInAdvancePaymentsByBorrowersForTaxesAndInsurance.

The official record: Fifth District Bancorp’s 10-Q, filed May 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Fifth District Bancorp's advances from borrowers?
Fifth District Bancorp (FDSB) reported advances from borrowers of -$531K in Q1 2026.
How has Fifth District Bancorp's advances from borrowers changed year-over-year?
Fifth District Bancorp's advances from borrowers increased by 47.6% year-over-year, from -$1.01M to -$531K.
What does advances from borrowers mean?
This metric measures the change in funds held by the bank on behalf of borrowers, typically for the payment of property taxes and insurance premiums. An increase represents a cash inflow that provides temporary liquidity, while a decrease reflects the disbursement of these funds to third parties. It is a critical component of operating cash flow for mortgage-heavy financial institutions.