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Time deposits at other companies

WaFd, Inc. logo
WaFd, Inc.WAFD
$8.38B-12.5%
Heritage Financial logo
Heritage FinancialHFWA
$443.6M-1.6%
Equity Bancshares logo
Equity BancsharesEQBK
$1.52B+80.8%
Metropolitan Bank Holding Corp. logo
Metropolitan Bank Holding Corp.MCB
$46.4M+77.1%
OceanFirst Financial logo
OceanFirst FinancialOCFC
$493.8M+21.0%
JPMorgan Chase logo
JPMorgan ChaseJPM

Other financials

Income statement

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Revenue$22.9M-6.8%
Net income$2.7M+144%

Balance sheet

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Cash & equivalents$733.8M+18.7%
Total debt$10.9M-5.1%
Total equity$224.0M-10.9%
Total assets$4.0B+3.4%

Cash flow

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Operating cash flow$50.6M+839%
CapEx$167.0K-19.7%
Free cash flow$50.4M+873%

Valuation

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Market cap$165.79M+56.9%
Enterprise value-$557.04M-6.8%
P/S1.8×+0.7×

Profitability

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Net margin-50.3%-53.8pp
FCF margin37.6%+6.4pp

Returns & leverage

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Return on equity-19.8%-21.4pp
Debt / equity0.0×

Where this comes from

Reported directly by First Guaranty Bancshares in its filing.

Tagged under the XBRL concept us-gaap:TimeDeposits.

The official record: First Guaranty Bancshares’s 10-Q, filed May 13, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is First Guaranty Bancshares's time deposits?
First Guaranty Bancshares (FGBI) reported time deposits of $1.78B in Q1 2026.
How has First Guaranty Bancshares's time deposits changed year-over-year?
First Guaranty Bancshares's time deposits increased by 25.1% year-over-year, from $1.42B to $1.78B.
What is the long-term trend for First Guaranty Bancshares's time deposits?
Over 5 years (2020 to 2025), First Guaranty Bancshares's time deposits has grown at a 20.4% compound annual growth rate (CAGR), from $725.63M to $1.84B.
What does time deposits mean?
These are deposit accounts with a fixed maturity date, such as certificates of deposit, which generally pay higher interest rates than demand or savings accounts. While they provide a stable funding base, they represent a higher cost of funds for the bank compared to core deposits. Managing the volume and duration of these deposits is critical for interest rate risk management.