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First Guaranty Bancshares FGBI Net Interest Income

Net Interest Income at other companies

Business First Bancshares logo
Business First BancsharesBFST
$75.2M+14.0%
JPMorgan Chase logo
JPMorgan ChaseJPM
$25.37B+9.0%
Hancock Whitney Corporation logo
Hancock Whitney CorporationHWC
$285.17M+5.7%
Regions Financial logo
Regions FinancialRF
$1.25B+4.5%
WaFd, Inc. logo
WaFd, Inc.WAFD
$177.57M+10.4%
Heritage Financial logo
Heritage FinancialHFWA
$69.22M+28.9%

Other financials

Income statement

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Revenue$22.9M-6.8%
Net income$2.7M+144%

Balance sheet

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Cash & equivalents$733.8M+18.7%
Total debt$10.9M-5.1%
Total equity$224.0M-10.9%
Total assets$4.0B+3.4%

Cash flow

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Operating cash flow$50.6M+839%
CapEx$167.0K-19.7%
Free cash flow$50.4M+873%

Valuation

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Market cap$165.79M+56.9%
Enterprise value-$557.04M-6.8%
P/S1.8×+0.7×

Profitability

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Net margin-50.3%-53.8pp
FCF margin37.6%+6.4pp

Returns & leverage

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Return on equity-19.8%-21.4pp
Debt / equity0.0×

Where this comes from

Reported directly by First Guaranty Bancshares in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseNet.

The official record: First Guaranty Bancshares’s 10-Q, filed May 13, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is First Guaranty Bancshares's net interest income?
First Guaranty Bancshares (FGBI) reported net interest income of $20.69M in Q1 2026.
How has First Guaranty Bancshares's net interest income changed year-over-year?
First Guaranty Bancshares's net interest income decreased by 6.9% year-over-year, from $22.22M to $20.69M.
What is the long-term trend for First Guaranty Bancshares's net interest income?
Over 4 years (2021 to 2025), First Guaranty Bancshares's net interest income has grown at a -0.8% compound annual growth rate (CAGR), from $89.62M to $86.94M.
What does net interest income mean?
This is the difference between the interest earned on assets and the interest paid on liabilities, representing the core profitability of the bank's lending and investment activities. It is a fundamental measure of the bank's ability to manage its net interest margin effectively.