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First Guaranty Bancshares FGBI Interest-bearing checking and money market accounts

Interest-bearing checking and money market accounts at other companies

Central Pacific Financial logo
Central Pacific FinancialCPF
$522K+15.5%
Univest Financial Corporation logo
Univest Financial CorporationUVSP
$26.54M-6.1%
First Guaranty Bancshares logo
First Guaranty BancsharesFGBI
$9.61M-21.3%
WesBanco logo
WesBancoWSBC
$29.37M0.0%
TFS Financial logo
TFS FinancialTFSL
1.3%-0.8pp
OceanFirst Financial logo
OceanFirst FinancialOCFC
2.4%-0.6pp

Other financials

Income statement

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Revenue$22.9M-6.8%
Net income$2.7M+144%

Balance sheet

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Cash & equivalents$733.8M+18.7%
Total debt$10.9M-5.1%
Total equity$224.0M-10.9%
Total assets$4.0B+3.4%

Cash flow

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Operating cash flow$50.6M+839%
CapEx$167.0K-19.7%
Free cash flow$50.4M+873%

Valuation

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Market cap$165.79M+56.9%
Enterprise value-$557.04M-6.8%
P/S1.8×+0.7×

Profitability

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Net margin-50.3%-53.8pp
FCF margin37.6%+6.4pp

Returns & leverage

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Return on equity-19.8%-21.4pp
Debt / equity0.0×

Where this comes from

Reported directly by First Guaranty Bancshares in its filing.

Tagged under the XBRL concept us-gaap:InterestExpenseDemandDepositAccounts.

The official record: First Guaranty Bancshares’s 10-Q, filed May 13, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is First Guaranty Bancshares's interest-bearing checking and money market accounts?
First Guaranty Bancshares (FGBI) reported interest-bearing checking and money market accounts of $9.61M in Q1 2026.
How has First Guaranty Bancshares's interest-bearing checking and money market accounts changed year-over-year?
First Guaranty Bancshares's interest-bearing checking and money market accounts decreased by 21.3% year-over-year, from $12.2M to $9.61M.
What is the long-term trend for First Guaranty Bancshares's interest-bearing checking and money market accounts?
Over 4 years (2021 to 2025), First Guaranty Bancshares's interest-bearing checking and money market accounts has grown at a 61.8% compound annual growth rate (CAGR), from $7.24M to $49.59M.
What does interest-bearing checking and money market accounts mean?
This represents the interest costs associated with interest-bearing checking and money market deposit accounts. It is a key component of the bank's cost of funds and reflects the competitive pricing required to attract and retain liquid customer deposits.