FinWise Bancorp FINW Ratios & Valuation
| FY'25 | FY'24 | FY'23 | FY'22 | ||
|---|---|---|---|---|---|
| Profitability | |||||
| Net margin | 12.3%-3.3pp | 15.7%-7.5pp | 23.1%-5.3pp | 28.4%-11.1pp | |
| Returns | |||||
| Return on equity | 8.8%+1.0pp | 7.8%-4.1pp | 11.8%-7.8pp | 19.6%-19.5pp | |
| Return on assets | 1.9%0.0pp | 1.9%-1.6pp | 3.5%-2.9pp | 6.4%— | |
| Efficiency | |||||
| Asset turnover | 0.2×0.0× | 0.1×0.0× | 0.2×-0.1× | 0.2×— | |
| Leverage | |||||
| Debt-to-equity | 0×0.0× | 0×0.0× | 0×0.0× | 0.1×— | |
| Debt-to-assets | 0×0.0× | 0×0.0× | 0×0.0× | 0×— | |
| Per Share | |||||
| Book value per share | $14.24+8.5% | $13.13+9.3% | $12.01+14.2% | $10.52-17.0% | |
| Valuation | |||||
| Market capitalization | $198.74M+7.6% | $211.11M+18.1% | $178.78M+50.2% | $118.99M-29.5% | |
| Enterprise value | $84.76M-21.0% | $107.25M+57.5% | $68.1M+168% | $25.45M— | |
| Price / earnings | 12.7×-0.9× | 16.6×+6.3× | 10.2×+5.5× | 4.7×-0.6× | |
| Price / sales | 1.3×-0.8× | 2.6×+0.2× | 2.4×+1.0× | 1.3×-0.8× | |
| Price / book | 1×0.0× | 1.2×+0.1× | 1.2×+0.3× | 0.8×-0.6× | |
| EV / sales | 0.6×-0.7× | 1.3×+0.4× | 0.9×+0.6× | 0.3×— | |
| Earnings yield | 7.9%+0.5pp | 6%-3.7pp | 9.8%-11.3pp | 21.1%+2.4pp | |
| PEG ratio | 0.5×— | —— | —— | —— |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- Where do FinWise Bancorp's ratios come from?
- Every ratio is computed from FinWise Bancorp's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.
