What is FinWise Bancorp's debt-to-assets?

FinWise Bancorp (FINW) reported debt-to-assets of 0× in Q4 2025.

How has FinWise Bancorp's debt-to-assets changed year-over-year?

FinWise Bancorp's debt-to-assets decreased by 36.6% year-over-year, from 0× to 0×.

What is the long-term trend for FinWise Bancorp's debt-to-assets?

Over 3 years (2022 to 2025), FinWise Bancorp's debt-to-assets has grown at a -36.4% compound annual growth rate (CAGR), from 0× to 0×.

What does debt-to-assets mean?

Total debt divided by total assets at the quarter end. Measures the share of the asset base financed by debt.

FinWise Bancorp FINW Debt-to-assets

Debt-to-assets at other companies

The BancorpTBBK

0×0.0×

SoFi Technologies, Inc.SOFI

0×0.0×

Finward BancorpFNWD

0×0.0×

West BancorporationWTBA

0×0.0×

ServisFirst BancsharesSFBS

0×0.0×

FB Bancorp, Inc.FBLA

——

Other financials

Income statement

See full

Revenue$42.7M+93.4%

Net income$2.7M-14.2%

EPS (diluted)$0.20-13.0%

Balance sheet

See full

Cash & equivalents$96.9M-19.4%

Total debt$4.4M-16.9%

Total equity$196.6M+10.9%

Total assets$899.4M+11.9%

Cash flow

See full

Operating cash flow$19.7M+191%

CapEx$21.0K-82.1%

Free cash flow$19.7M+191%

Valuation

See full

Market cap$198.74M+8.0%

P/E12.7×-0.9×

P/S1.3×-0.7×

Profitability

See full

Net margin10.3%-4.7pp

FCF margin-14.7%-40.8pp

Returns & leverage

See full

Return on equity8.4%+0.9pp

Debt / equity0×0.0×

Where this comes from

Calculated from FinWise Bancorp’s reported figures.

total debt/total assets=0×

Based on the most recent quarter.

The official record: FinWise Bancorp’s 10-Q, filed May 12, 2026, on SEC EDGAR. View the filing →

Ask your AI about FinWise Bancorp's debt-to-assets.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI

Claude

Questions, answered.

What is FinWise Bancorp's debt-to-assets?: FinWise Bancorp (FINW) reported debt-to-assets of 0× in Q4 2025.
How has FinWise Bancorp's debt-to-assets changed year-over-year?: FinWise Bancorp's debt-to-assets decreased by 36.6% year-over-year, from 0× to 0×.
What is the long-term trend for FinWise Bancorp's debt-to-assets?: Over 3 years (2022 to 2025), FinWise Bancorp's debt-to-assets has grown at a -36.4% compound annual growth rate (CAGR), from 0× to 0×.
What does debt-to-assets mean?: Total debt divided by total assets at the quarter end. Measures the share of the asset base financed by debt.