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Farmers & Merchants Bancorp FMAO Federal Home Loan Bank Borrowings

Federal Home Loan Bank Borrowings at other companies

PNC Financial Services logo
PNC Financial ServicesPNC
$21.42B+19.0%
Midland States Bancorp logo
Midland States BancorpMSBI
$238M-52.2%
CTB
Community Trust BancorpCTBI
$288K-6.8%
German American Bancorp logo
German American BancorpGABC
$169.24M-21.8%
First Mid Bancshares, Inc. logo
First Mid Bancshares, Inc.FMBH
CNB Financial logo
CNB FinancialCCNE

Other financials

Income statement

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Revenue$32.4M+15.6%
Net income$9.6M+37.8%
EPS (diluted)$0.70+37.3%

Balance sheet

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Cash & equivalents$173.5M+0.3%
Total debt$5.7M-10.4%
Total equity$375.9M+9.1%
Total assets$3.5B+2.9%

Cash flow

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Operating cash flow$7.7M-30.5%
CapEx$663.0K+71.8%
Free cash flow$7.0M-34.2%

Valuation

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Market cap$412.08M+25.6%
P/E11.5×-0.5×
P/S3.3×+0.2×

Profitability

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Net margin28.6%+2.5pp
FCF margin24.9%-13.0pp

Returns & leverage

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Return on equity10%+1.7pp
Debt / equity0.0×

Where this comes from

Reported directly by Farmers & Merchants Bancorp in its filing.

Tagged under the XBRL concept us-gaap:AdvancesFromFederalHomeLoanBanks.

The official record: Farmers & Merchants Bancorp’s 10-Q, filed April 29, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Farmers & Merchants Bancorp's federal home loan bank borrowings?
Farmers & Merchants Bancorp (FMAO) reported federal home loan bank borrowings of $218.99M in Q1 2026.
How has Farmers & Merchants Bancorp's federal home loan bank borrowings changed year-over-year?
Farmers & Merchants Bancorp's federal home loan bank borrowings decreased by 10.8% year-over-year, from $245.47M to $218.99M.
What is the long-term trend for Farmers & Merchants Bancorp's federal home loan bank borrowings?
Over 5 years (2020 to 2025), Farmers & Merchants Bancorp's federal home loan bank borrowings has grown at a 66.3% compound annual growth rate (CAGR), from $17.86M to $227.38M.
What does federal home loan bank borrowings mean?
These are collateralized advances obtained from the Federal Home Loan Bank system to support liquidity and fund lending activities. They serve as a reliable wholesale funding source, particularly when deposit growth is insufficient to meet loan demand. The level of these borrowings reflects the bank's reliance on external leverage to manage its balance sheet.