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Farmers & Merchants Bancorp FMAO Increase In Cash Surrender Value Of Bank Owned Life Insurance

Increase In Cash Surrender Value Of Bank Owned Life Insurance at other companies

Ameris Bancorp logo
Ameris BancorpABCB
$3.58M+8.6%
Kearny Financial logo
Kearny FinancialKRNY
$2.65M+3.0%
Amalgamated Financial Corp. logo
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$641K+2.4%
Bar Harbor Bankshares logo
Bar Harbor BanksharesBHB
$1.99M+224%
III
Insteel IndustriesIIIN
$249K
III
Insteel IndustriesIIIN
$311K+29.6%

Other financials

Income statement

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Revenue$32.4M+15.6%
Net income$9.6M+37.8%
EPS (diluted)$0.70+37.3%

Balance sheet

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Cash & equivalents$173.5M+0.3%
Total debt$5.7M-10.4%
Total equity$375.9M+9.1%
Total assets$3.5B+2.9%

Cash flow

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Operating cash flow$7.7M-30.5%
CapEx$663.0K+71.8%
Free cash flow$7.0M-34.2%

Valuation

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Market cap$412.08M+25.6%
P/E11.5×-0.5×
P/S3.3×+0.2×

Profitability

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Net margin28.6%+2.5pp
FCF margin24.9%-13.0pp

Returns & leverage

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Return on equity10%+1.7pp
Debt / equity0.0×

Where this comes from

Reported directly by Farmers & Merchants Bancorp in its filing.

Tagged under the XBRL concept fmao:IncreaseInCashSurrenderValueOfBankOwnedLifeInsurance.

The official record: Farmers & Merchants Bancorp’s 10-Q, filed April 29, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Farmers & Merchants Bancorp's increase in cash surrender value of bank owned life insurance?
Farmers & Merchants Bancorp (FMAO) reported increase in cash surrender value of bank owned life insurance of $655K in Q1 2026.
How has Farmers & Merchants Bancorp's increase in cash surrender value of bank owned life insurance changed year-over-year?
Farmers & Merchants Bancorp's increase in cash surrender value of bank owned life insurance increased by 168.4% year-over-year, from $244K to $655K.
What is the long-term trend for Farmers & Merchants Bancorp's increase in cash surrender value of bank owned life insurance?
Over 4 years (2021 to 2025), Farmers & Merchants Bancorp's increase in cash surrender value of bank owned life insurance has grown at a 21.1% compound annual growth rate (CAGR), from $636K to $1.37M.
What does increase in cash surrender value of bank owned life insurance mean?
Represents the annual growth in the cash surrender value of life insurance policies owned by the bank on its employees or executives. This metric reflects the non-operating income component derived from the accumulation of cash value within these insurance contracts.