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Ameris Bancorp ABCB Increase In Cash Surrender Value Of Bank Owned Life Insurance

Increase In Cash Surrender Value Of Bank Owned Life Insurance at other companies

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Fulton FinancialFULT
$4.5M+122%
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-$944K+55.8%
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$740.41M+1.0%
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$2.26M+91.2%
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-$2.9M-52.6%

Other financials

Income statement

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Revenue$314.4M+10.0%
Net income$110.5M+25.7%
EPS (diluted)$1.63+28.3%

Balance sheet

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Cash & equivalents$1.3B+2.9%
Total debt$50.7M-5.1%
Total equity$4.1B+6.8%
Total assets$28.1B+6.0%

Cash flow

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Operating cash flow$257.1M+120%
CapEx$7.7M+188%
Free cash flow$249.4M+118%

Valuation

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Market cap$5.89B+33.1%
P/E13.6×+1.7×
P/S4.8×+1.0×

Profitability

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Net margin35.2%+3.1pp
FCF margin40.8%+20.2pp

Returns & leverage

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Return on equity11%+0.8pp
Debt / equity0.0×

Where this comes from

Reported directly by Ameris Bancorp in its filing.

Tagged under the XBRL concept abcb:IncreaseInCashSurrenderValueOfBankOwnedLifeInsurance.

The official record: Ameris Bancorp’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Ameris Bancorp's increase in cash surrender value of bank owned life insurance?
Ameris Bancorp (ABCB) reported increase in cash surrender value of bank owned life insurance of $3.58M in Q1 2026.
How has Ameris Bancorp's increase in cash surrender value of bank owned life insurance changed year-over-year?
Ameris Bancorp's increase in cash surrender value of bank owned life insurance increased by 8.6% year-over-year, from $3.3M to $3.58M.
What is the long-term trend for Ameris Bancorp's increase in cash surrender value of bank owned life insurance?
Over 4 years (2021 to 2025), Ameris Bancorp's increase in cash surrender value of bank owned life insurance has grown at a 26.8% compound annual growth rate (CAGR), from $5.39M to $13.92M.
What does increase in cash surrender value of bank owned life insurance mean?
This represents the periodic growth in the cash surrender value of life insurance policies held by the bank on its employees or executives. It serves as a non-interest income component that provides a tax-advantaged return on the bank's investment in these policies. A steady increase reflects the accumulation of value within these long-term financial assets.