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FDIC assessments at other companies

Greene County Bancorp logo
Greene County BancorpGCBC
$373K+5.7%
Citizens Financial Services, Inc. logo
Citizens Financial Services, Inc.CZFS
$395K-12.2%
Midland States Bancorp logo
Midland States BancorpMSBI
$529K-63.8%
First Mid Bancshares, Inc. logo
First Mid Bancshares, Inc.FMBH
$940K+10.7%
JPMorgan Chase logo
JPMorgan ChaseJPM
Huntington Bancshares logo
Huntington BancsharesHBAN

Other financials

Income statement

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Revenue$32.4M+15.6%
Net income$9.6M+37.8%
EPS (diluted)$0.70+37.3%

Balance sheet

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Cash & equivalents$173.5M+0.3%
Total debt$5.7M-10.4%
Total equity$375.9M+9.1%
Total assets$3.5B+2.9%

Cash flow

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Operating cash flow$7.7M-30.5%
CapEx$663.0K+71.8%
Free cash flow$7.0M-34.2%

Valuation

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Market cap$412.08M+25.6%
P/E11.5×-0.5×
P/S3.3×+0.2×

Profitability

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Net margin28.6%+2.5pp
FCF margin24.9%-13.0pp

Returns & leverage

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Return on equity10%+1.7pp
Debt / equity0.0×

Where this comes from

Reported directly by Farmers & Merchants Bancorp in its filing.

Tagged under the XBRL concept us-gaap:FederalDepositInsuranceCorporationPremiumExpense.

The official record: Farmers & Merchants Bancorp’s 10-Q, filed April 29, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Farmers & Merchants Bancorp's FDIC assessments?
Farmers & Merchants Bancorp (FMAO) reported FDIC assessments of $396K in Q1 2026.
How has Farmers & Merchants Bancorp's FDIC assessments changed year-over-year?
Farmers & Merchants Bancorp's FDIC assessments decreased by 14.8% year-over-year, from $465K to $396K.
What is the long-term trend for Farmers & Merchants Bancorp's FDIC assessments?
Over 4 years (2021 to 2025), Farmers & Merchants Bancorp's FDIC assessments has grown at a 12.5% compound annual growth rate (CAGR), from $1.07M to $1.72M.
What does FDIC assessments mean?
This metric represents the mandatory insurance premiums paid to the Federal Deposit Insurance Corporation (FDIC) to insure customer deposits. The expense is based on the bank's total deposit base and its risk profile as assessed by regulators. It is a necessary cost of maintaining a government-backed deposit franchise.