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First Bancorp FNLC Construction And Non Owner Occupied Commercial Real Estate Loans Maximum Loan Portfolio To Company Capital

Construction And Non Owner Occupied Commercial Real Estate Loans Maximum Loan Portfolio To Company Capital at other companies

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Other financials

Income statement

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Revenue$25.8M+14.6%
Net income$9.6M+18.6%
EPS (diluted)$0.85+18.1%

Balance sheet

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Cash & equivalents$29.8M+8.8%
Total debt$214.1M+9.1%
Total equity$293.0M+10.3%
Total assets$3.2B+0.5%

Cash flow

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Operating cash flow$22.8M+945%
CapEx$189.0K+40.0%
Free cash flow$22.2M+2,587%

Valuation

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Market cap$399.04M+38.9%
Enterprise value$583.35M+27.8%
P/E10.6×+1.0×
P/S3.9×+0.6×

Profitability

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Net margin37.3%+2.8pp
FCF margin57.1%+24.5pp

Returns & leverage

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Return on equity13.5%+1.8pp
Debt / equity0.7×0.0×

Where this comes from

Reported directly by First Bancorp in its filing.

Tagged under the XBRL concept fnlc:ConstructionAndNonOwnerOccupiedCommercialRealEstateLoansMaximumLoanPortfolioToCompanyCapital.

The source filing: First Bancorp’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 10:18 AM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000765207-26-000106

Construction, land, and land development: CLLD loans, both commercial and residential, represented 21.4% of total Bank capital as of June 30, 2026 and remain below the regulatory guidance of 100.0% of total Bank capital. Construction loans and non-owner-occupied commercial real estate loans represented 190.7% of total Bank capital at June 30, 2026, below the regulatory guidance of 300.0% of total Bank capital.

Item 1 – Financial Statements

FAQ

What is First Bancorp's construction and non owner occupied commercial real estate loans maximum loan portfolio to company capital?
First Bancorp (FNLC) reported construction and non owner occupied commercial real estate loans maximum loan portfolio to company capital of $3 in Q2 2026.
How has First Bancorp's construction and non owner occupied commercial real estate loans maximum loan portfolio to company capital changed year-over-year?
First Bancorp's construction and non owner occupied commercial real estate loans maximum loan portfolio to company capital decreased by 0.0% year-over-year, from $3 to $3.
What does construction and non owner occupied commercial real estate loans maximum loan portfolio to company capital mean?
Construction And Non Owner Occupied Commercial Real Estate Loans Maximum Loan Portfolio To Company Capital as reported by First Bancorp, Inc. (ME).

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