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Provision for Credit Losses at other companies

Fulton Financial logo
Fulton FinancialFULT
$14.44M+3.9%
Citizens Financial Services, Inc. logo
Citizens Financial Services, Inc.CZFS
$500K-20.0%
Blue Ridge Bankshares logo
Blue Ridge BanksharesBRBS
-$600K
National Bankshares logo
National BanksharesNKSH
-$73K-126%
First Commonwealth Financial logo
First Commonwealth FinancialFCF
$10.73M+87.1%
Fidelity D & D Bancorp, Inc. logo
Fidelity D & D Bancorp, Inc.FDBC

Segments

By segment

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Community$221K-71.6%

Other financials

Income statement

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Revenue$23.9M+18.4%
Net income$6.6M+69.2%
EPS (diluted)$1.48+68.2%

Balance sheet

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Cash & equivalents$210.8M-6.3%
Total debt$4.4M+3.3%
Total equity$178.7M+18.1%
Total assets$2.3B+1.8%

Cash flow

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Operating cash flow$24.1M+173%
CapEx--100%
Free cash flow$3.2M-16.6%

Valuation

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Market cap$281.26M+85.2%
Enterprise value$74.88M-261%
P/E11.8×+1.3×
P/S+1.1×

Profitability

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Net margin25.9%+10.0pp
FCF margin27.7%+0.7pp

Returns & leverage

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Return on equity14.5%+6.3pp
Debt / equity0.0×

Where this comes from

Reported directly by Franklin Financial Services Corporation in its filing.

Tagged under the XBRL concept us-gaap:OffBalanceSheetCreditLossLiabilityCreditLossExpenseReversal.

The official record: Franklin Financial Services Corporation’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Franklin Financial Services Corporation's provision for credit losses?
Franklin Financial Services Corporation (FRAF) reported provision for credit losses of $19K in Q1 2026.
How has Franklin Financial Services Corporation's provision for credit losses changed year-over-year?
Franklin Financial Services Corporation's provision for credit losses decreased by 34.5% year-over-year, from $29K to $19K.
What is the long-term trend for Franklin Financial Services Corporation's provision for credit losses?
Over 4 years (2021 to 2025), Franklin Financial Services Corporation's provision for credit losses has grown at a -50.0% compound annual growth rate (CAGR), from -$2.1M to -$131K.
What does provision for credit losses mean?
Non-cash provision for expected loan losses, added back in operating cash flow since it's a reserve build, not a cash payment.