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First Seacoast Bancorp FSEA Increase Decrease In Deferred Fee On Loans

Increase Decrease In Deferred Fee On Loans at other companies

Banc of California logo
Banc of CaliforniaBANC
$16.48M-22.2%
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Independent Bank CorporationIBCP
-$470K+42.3%
Union Bankshares logo
Union BanksharesUNB
$7K
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$605K+221%
Timberland Bancorp logo
Timberland BancorpTSBK
$79K-31.9%
Riverview Bancorp logo
Riverview BancorpRVSB
$40K-85.4%

Other financials

Income statement

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Revenue$3.9M+11.2%
Net income-$508.0K+15.8%
EPS (diluted)-$0.12+14.3%

Balance sheet

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Total debt$7.7M+8.2%
Total equity$62.6M+2.3%
Total assets$588.8M-0.6%

Cash flow

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Operating cash flow$547.0K-4.5%
CapEx$346.0K+1,016%
Free cash flow$201.0K-62.9%

Valuation

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Market cap$79.1M+49.2%
P/S+1.2×

Profitability

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Net margin-4.7%-5.0pp
FCF margin-18.3%

Returns & leverage

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Return on equity-1.2%-1.3pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by First Seacoast Bancorp in its filing.

Tagged under the XBRL concept fsea:IncreaseDecreaseInDeferredFeeOnLoans.

The official record: First Seacoast Bancorp’s 10-Q, filed May 15, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is First Seacoast Bancorp's increase decrease in deferred fee on loans?
First Seacoast Bancorp (FSEA) reported increase decrease in deferred fee on loans of $15K in Q1 2026.
How has First Seacoast Bancorp's increase decrease in deferred fee on loans changed year-over-year?
First Seacoast Bancorp's increase decrease in deferred fee on loans increased by 475.0% year-over-year, from -$4K to $15K.
What is the long-term trend for First Seacoast Bancorp's increase decrease in deferred fee on loans?
Over 2 years (2021 to 2024), First Seacoast Bancorp's increase decrease in deferred fee on loans has grown at a -62.1% compound annual growth rate (CAGR), from -$945K to -$136K.
What does increase decrease in deferred fee on loans mean?
This represents the change in deferred loan origination fees and costs that are amortized over the life of the loan. It reflects the timing difference between the cash receipt of fees and their recognition as interest income under accounting standards.