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Union Bankshares UNB Increase (Decrease) in Loans, Deferred Income

Increase (Decrease) in Loans, Deferred Income at other companies

Union Bankshares logo
Union BanksharesUNB
$7K
Timberland Bancorp logo
Timberland BancorpTSBK
$79K-31.9%
Northrim BanCorp logo
Northrim BanCorpNRIM
$605K+221%
Banc of California logo
Banc of CaliforniaBANC
$16.48M-22.2%
Riverview Bancorp logo
Riverview BancorpRVSB
$40K-85.4%
Independent Bank Corporation logo
Independent Bank CorporationIBCP
-$470K+42.3%

Other financials

Income statement

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Revenue$13.8M+8.5%
Net income$3.0M+20.1%
EPS (diluted)$0.65+18.2%

Balance sheet

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Cash & equivalents$29.8M+118%
Total debt$2.4M-4.0%
Total equity$80.6M+15.0%
Total assets$1.6B+6.6%

Cash flow

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Operating cash flow$2.6M-35.2%
CapEx$180.0K+25.9%
Free cash flow$2.5M-37.5%

Valuation

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Market cap$111.94M-5.3%
P/E9.7×-3.2×
P/S-0.3×

Profitability

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Net margin20.8%+2.9pp
FCF margin26.8%-0.7pp

Returns & leverage

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Return on equity15.4%+2.2pp
Debt / equity0.0×

Where this comes from

Reported directly by Union Bankshares in its filing.

Tagged under the XBRL concept us-gaap:IncreaseDecreaseInLoansDeferredIncome.

The official record: Union Bankshares’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Union Bankshares's increase (decrease) in loans, deferred income?
Union Bankshares (UNB) reported increase (decrease) in loans, deferred income of $7K in Q1 2026.
What is the long-term trend for Union Bankshares's increase (decrease) in loans, deferred income?
Over 4 years (2021 to 2025), Union Bankshares's increase (decrease) in loans, deferred income has grown at a -42.0% compound annual growth rate (CAGR), from $851K to -$96K.
What does increase (decrease) in loans, deferred income mean?
This represents the change in deferred loan fees and costs that are recognized over the life of the loan rather than at origination. It serves as a bridge between cash-basis loan origination activity and accrual-basis interest income recognition. Monitoring this helps analysts understand the timing differences between cash receipt and revenue recognition for lending activities.