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German American Bancorp GABC Net Interest Income (After Provisions)

Net Interest Income (After Provisions) at other companies

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$1.73B+32.2%
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Stock Yards BancorpSYBT
$76.8M+10.3%
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$138.11M+15.2%
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$238.9M+31.0%
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Old National BancorpONB
$537.63M+50.9%
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JPMorgan ChaseJPM

Other financials

Income statement

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Revenue$96.1M+18.0%
Net income$33.2M+215%
EPS (diluted)$0.88+193%

Balance sheet

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Cash & equivalents$123.9M-72.0%
Total debt$7.5M+14.4%
Total equity$1.2B+12.3%
Total assets$8.4B-0.4%

Cash flow

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Operating cash flow$37.0M-2.3%
CapEx$1.1M-14.9%
Free cash flow$36.0M-1.9%

Valuation

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Market cap$1.72B+11.9%
Enterprise value$1.61B+50.2%
P/E12.8×-7.7×
P/S4.6×-1.0×

Profitability

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Net margin36%+8.5pp
FCF margin40.8%+2.5pp

Returns & leverage

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Return on equity12.2%+3.3pp
Debt / equity0.0×

Where this comes from

Reported directly by German American Bancorp in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss.

The official record: German American Bancorp’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is German American Bancorp's net interest income (after provisions)?
German American Bancorp (GABC) reported net interest income (after provisions) of $76.85M in Q1 2026.
How has German American Bancorp's net interest income (after provisions) changed year-over-year?
German American Bancorp's net interest income (after provisions) increased by 49.9% year-over-year, from $51.27M to $76.85M.
What is the long-term trend for German American Bancorp's net interest income (after provisions)?
Over 4 years (2021 to 2025), German American Bancorp's net interest income (after provisions) has grown at a 13.2% compound annual growth rate (CAGR), from $167.33M to $274.71M.
What does net interest income (after provisions) mean?
This metric represents net interest income adjusted for the provision for credit losses, which is the expense set aside to cover expected future loan defaults. It provides a more accurate view of the bank's net revenue after accounting for the inherent credit risk in its loan portfolio. A stable or growing trend indicates effective credit risk management and sustainable core earnings.