Where do German American Bancorp's ratios come from?

Every ratio is computed from German American Bancorp's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.

	Q1 '26	Q4 '25	Q3 '25	Q2 '25	Q1 '25
Profitability
Net margin	36%+4.8pp	31.2%+0.9pp	30.3%+1.5pp	28.8%+1.3pp	27.5%-5.6pp
Free cash flow margin	40.8%-1.8pp	42.6%0.0pp	42.7%+4.5pp	38.1%-0.1pp	38.3%+2.4pp
Returns
Return on equity	12.2%+0.2pp	12%+1.3pp	10.7%+0.9pp	9.8%+1.0pp	8.9%-3.3pp
Return on assets	1.6%+0.1pp	1.5%+0.2pp	1.4%+0.2pp	1.2%+0.2pp	1%-0.3pp
Efficiency
Asset turnover	0×0.0×	0×0.0×	0×0.0×	0×0.0×	0×0.0×
Leverage
Debt-to-equity	0×0.0×	0×0.0×	0×0.0×	0×0.0×	0×0.0×
Debt-to-assets	0×0.0×	0×0.0×	0×0.0×	0×0.0×	0×0.0×
Valuation
Market capitalization	$1.57B+6.9%	$1.47B-0.2%	$1.47B+2.1%	$1.44B+2.7%	$1.4B+17.6%
Enterprise value	$1.45B+7.0%	$1.36B+10.9%	$1.22B-1.9%	$1.25B+29.0%	$967.73M-4.4%
Price / earnings	11.6×-1.4×	13×-1.7×	14.7×-2.0×	16.7×-1.9×	18.6×+4.4×
Price / sales	4.2×+0.1×	4.1×-0.4×	4.5×-0.4×	4.8×-0.3×	5.1×+0.4×
Price / book	1.3×+0.1×	1.3×-0.1×	1.3×0.0×	1.3×0.0×	1.3×-0.3×
EV / sales	3.9×+0.1×	3.8×+0.1×	3.7×-0.5×	4.2×+0.6×	3.5×-0.5×
Free cash flow yield	9.8%-0.7pp	10.5%+0.9pp	9.6%+1.7pp	7.9%+0.4pp	7.5%-0.1pp
Earnings yield	8.6%+0.9pp	7.7%+0.9pp	6.8%+0.8pp	6%+0.6pp	5.4%-1.7pp
Dividend yield	2.8%-0.1pp	2.9%+0.2pp	2.7%+0.1pp	2.6%+0.1pp	2.5%-0.2pp
PEG ratio	0.1×-0.2×	0.4×-0.3×	0.7×-3.1×	3.8×—	——

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Questions, answered.

Where do German American Bancorp's ratios come from?: Every ratio is computed from German American Bancorp's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.