Where do German American Bancorp's ratios come from?

Every ratio is computed from German American Bancorp's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.

	Q1 '26	Q4 '25	Q3 '25	Q2 '25	Q1 '25
Profitability
Net margin	36%+8.5pp	31.2%-1.9pp	30.3%-2.6pp	28.8%-4.3pp	27.5%-6.5pp
Free cash flow margin	40.8%+2.5pp	42.6%+6.8pp	42.7%+5.8pp	38.1%+1.1pp	38.3%+0.1pp
Returns
Return on equity	12.2%+3.3pp	12%-0.2pp	10.7%-2.1pp	9.8%-3.0pp	8.9%-4.5pp
Return on assets	1.6%+0.6pp	1.5%+0.2pp	1.4%0.0pp	1.2%-0.2pp	1%-0.4pp
Efficiency
Asset turnover	0×0.0×	0×0.0×	0×0.0×	0×0.0×	0×0.0×
Leverage
Debt-to-equity	0×0.0×	0×0.0×	0×0.0×	0×0.0×	0×0.0×
Debt-to-assets	0×0.0×	0×0.0×	0×0.0×	0×0.0×	0×0.0×
Valuation
Market capitalization	$1.57B+11.9%	$1.47B+23.1%	$1.47B+28.0%	$1.44B+37.5%	$1.4B+36.9%
Enterprise value	$1.45B+50.2%	$1.36B+34.3%	$1.22B+27.4%	$1.25B+71.7%	$967.73M+6.5%
Price / earnings	11.6×-7.0×	13×-1.2×	14.7×+0.7×	16.7×+4.0×	18.6×+6.5×
Price / sales	4.2×-0.9×	4.1×-0.6×	4.5×-0.2×	4.8×+0.6×	5.1×+1.0×
Price / book	1.3×0.0×	1.3×-0.4×	1.3×-0.2×	1.3×-0.2×	1.3×-0.2×
EV / sales	3.9×+0.3×	3.8×-0.2×	3.7×-0.2×	4.2×+1.3×	3.5×-0.1×
Free cash flow yield	9.8%+2.3pp	10.5%+2.9pp	9.6%+1.6pp	7.9%-0.9pp	7.5%-1.8pp
Earnings yield	8.6%+3.2pp	7.7%+0.6pp	6.8%-0.3pp	6%-1.9pp	5.4%-2.8pp
Dividend yield	2.8%+0.3pp	2.9%+0.3pp	2.7%0.0pp	2.6%-0.3pp	2.5%-0.5pp
PEG ratio	0.1×—	0.4×—	0.7×—	3.8×—	——

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Questions, answered.

Where do German American Bancorp's ratios come from?: Every ratio is computed from German American Bancorp's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.