Where do German American Bancorp's ratios come from?

Every ratio is computed from German American Bancorp's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.

	FY'25	FY'24	FY'23	FY'22
Profitability
Net margin	31.2%-1.9pp	33.1%-1.2pp	34.3%+2.8pp	31.5%-6.7pp
Free cash flow margin	42.6%+6.8pp	35.8%-4.7pp	40.5%+1.1pp	39.3%-4.3pp
Returns
Return on equity	12%-0.2pp	12.2%-1.9pp	14.1%+0.7pp	13.3%+0.3pp
Return on assets	1.5%+0.2pp	1.3%0.0pp	1.4%0.0pp	1.4%-0.2pp
Efficiency
Asset turnover	0×0.0×	0×0.0×	0×0.0×	0×0.0×
Leverage
Debt-to-equity	0×0.0×	0×0.0×	0×0.0×	0×-0.1×
Debt-to-assets	0×0.0×	0×0.0×	0×0.0×	0×0.0×
Valuation
Market capitalization	$1.47B+23.1%	$1.19B+24.5%	$958.54M-12.8%	$1.1B+6.3%
Enterprise value	$1.36B+34.3%	$1.01B+18.9%	$851.19M-14.2%	$991.72M+38.6%
Price / earnings	13×-1.2×	14.2×+3.1×	11.2×-2.3×	13.4×+1.1×
Price / sales	4.1×-0.6×	4.7×+0.9×	3.8×-0.4×	4.2×-0.5×
Price / book	1.3×-0.4×	1.7×+0.2×	1.4×-0.5×	2×+0.4×
EV / sales	3.8×-0.2×	4×+0.6×	3.4×-0.4×	3.8×+0.6×
Free cash flow yield	10.5%+2.9pp	7.6%-3.0pp	10.6%+1.3pp	9.3%0.0pp
Earnings yield	7.7%+0.6pp	7%-1.9pp	9%+1.5pp	7.4%-0.7pp
Dividend yield	2.9%+0.3pp	2.7%-0.4pp	3.1%+0.6pp	2.5%+0.3pp
PEG ratio	0.4×—	——	2.2×—	——

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Questions, answered.

Where do German American Bancorp's ratios come from?: Every ratio is computed from German American Bancorp's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.