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FY'25FY'24FY'23FY'22
Net Gains on Sales of Loans by Business
Core Banking$4.23M+38.4%$3.05M+29.2%$2.36M-38.1%$3.82M-53.8%
Wealth Management Services$0$0$0$0
INCOME BEFORE INCOME TAXES AND EQUITY IN UNDISTRIBUTED INCOME OF SUBSIDIARIES by Business
Core Banking$144.89M+106%$70.42M-32.1%$103.74M+2.9%$100.84M
Insurance$0-100%$37.6M+1,580%$2.24M-25.4%$3M
Wealth Management Services$6.68M+24.1%$5.38M+46.7%$3.67M+28.8%$2.85M
Total Assets by Business
Core Banking$33.45B+33.9%$24.97B+3.3%$24.17B-5.4%$25.56B+18.3%
Wealth Management Services$66.31M+36.8%$48.48M+29.7%$37.37M+17.5%$31.81M+43.0%
Interest and Fees on Loans by Business
Core Banking$358.6M+49.3%$240.24M+13.0%$212.52M+25.6%$169.16M
Wealth Management Services$0$0$0$0
Interest on Securities and Other Short-term Investments by Business
Core Banking$61.05M+20.8%$50.55M+15.2%$43.89M-11.5%$49.61M
Wealth Management Services$354K+123%$159K+32.5%$120K+161%$46K
Salaries and Employee Benefits by Business
Core Banking$98.98M+38.1%$71.68M+1.9%$70.36M-2.6%$72.24M
Wealth Management Services$7.76M+11.5%$6.96M+11.5%$6.24M+12.3%$5.56M
Interest on Deposits by Business
Core Banking$115.51M+26.8%$91.06M+59.1%$57.24M+320%$13.64M
Wealth Management Services$0$0$0$0
Interest on FHLB Advances and Other Borrowings by Business
Core Banking$3.78M+3.3%$3.66M-7.4%$3.95M+356%$865K
Wealth Management Services$0$0$0$0
Other Operating Income by Product
ATM Fees$1.3M+8.5%$1.2M-23.6%$1.57M+26.9%$1.24M
Other$1.39M+26.0%$1.1M-12.0%$1.25M-0.1%$1.25M
Wire Transfer Fees$932K+31.5%$709K+1.9%$696K-5.6%$737K
Non-interest Income (in-scope of Topic 606) by Product
Interchange Fee Income$19.6M+14.4%$17.13M-1.9%$17.45M+10.3%$15.82M+20.6%
Other operating income, safe deposit box rentals and other non-interest related fees$1.3M+18.1%$1.1M-8.3%$1.2M-0.1%$1.2M0.0%
Service Charges on Deposit Accounts$15.08M+19.1%$12.67M+9.8%$11.54M+0.7%$11.46M+48.3%
Wealth Management Fees$16.81M+16.6%$14.42M+23.1%$11.71M+16.2%$10.08M-2.4%

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Questions, answered.

How does German American Bancorp break its business down?
German American Bancorp (GABC) reports net gains on sales of loans by business across 2 parts — Core Banking and Wealth Management Services. Each is extracted from the segment footnotes and tracked over time.
Where does German American Bancorp's segment data come from?
Segment breakdowns are pulled from the segment footnotes in German American Bancorp's SEC filings (the XBRL dimensional tags), so every line ties back to a reported figure. Switch between quarterly, annual, and TTM, or open any segment for its full history.