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Horizon Bancorp HBNC Service charges on deposit accounts

Service charges on deposit accounts at other companies

CNB Financial logo
CNB FinancialCCNE
$2.03M+18.7%
Orrstown Financial Services logo
Orrstown Financial ServicesORRF
$2.25M+17.7%
NBT
NBT BancorpNBTB
$5.27M+24.2%
Renasant logo
RenasantRNST
$14.74M+42.2%
SBC
Seacoast Banking Corporation of FloridaSBCF
$6.91M+33.4%
First Commonwealth Financial logo
First Commonwealth FinancialFCF
$5.53M+1.7%

Other financials

Income statement

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Revenue$73.5M+6.9%
Net income$26.2M+9.3%
EPS (diluted)$0.51-5.6%

Balance sheet

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Cash & equivalents$259.1M+52.7%
Total debt$225.8M-74.9%
Total equity$699.0M-9.9%
Total assets$6.6B-14.0%

Cash flow

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Operating cash flow$20.8M+36.2%
CapEx$56.0K-95.0%
Free cash flow$20.7M+46.7%

Valuation

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Market cap$1.02B+57.7%
Enterprise value$983.09M-28.5%

Profitability

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Net margin33%-5.3pp
FCF margin34.4%+0.2pp

Returns & leverage

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Return on equity11.1%-2.7pp
Debt / equity0.3×-0.8×

Where this comes from

Reported directly by Horizon Bancorp in its filing.

Tagged under the XBRL concept hbnc:ServiceChargesOnDepositAccounts.

The official record: Horizon Bancorp’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Horizon Bancorp's service charges on deposit accounts?
Horizon Bancorp (HBNC) reported service charges on deposit accounts of $3.52M in Q1 2026.
How has Horizon Bancorp's service charges on deposit accounts changed year-over-year?
Horizon Bancorp's service charges on deposit accounts increased by 9.9% year-over-year, from $3.21M to $3.52M.
What is the long-term trend for Horizon Bancorp's service charges on deposit accounts?
Over 4 years (2021 to 2025), Horizon Bancorp's service charges on deposit accounts has grown at a 9.5% compound annual growth rate (CAGR), from $9.19M to $13.23M.
What does service charges on deposit accounts mean?
This represents fee-based revenue generated from customer deposit accounts, such as maintenance fees, overdraft fees, and other account-related charges. It is a stable, non-interest income source that helps diversify the bank's revenue base beyond lending. Consistent growth in these charges often reflects strong customer retention and effective fee-based product strategies.