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Horizon Bancorp HBNC Total Interest Expense

Total Interest Expense at other companies

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Capitol Federal FinancialCFFN
$36.3M+1.2%
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$77.88M+10.9%
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Pathward Financial, Inc.CASH
$4.27M+4.6%
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$133M-3.6%
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SLMSLM
$68.16M-7.4%
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Nicolet BanksharesNIC
$2M-3.5%

Other financials

Income statement

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Revenue$73.5M+6.9%
Net income$26.2M+9.3%
EPS (diluted)$0.51-5.6%

Balance sheet

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Cash & equivalents$259.1M+52.7%
Total debt$225.8M-74.9%
Total equity$699.0M-9.9%
Total assets$6.6B-14.0%

Cash flow

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Operating cash flow$20.8M+36.2%
CapEx$56.0K-95.0%
Free cash flow$20.7M+46.7%

Valuation

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Market cap$1.02B+57.7%
Enterprise value$983.09M-28.5%

Profitability

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Net margin33%-5.3pp
FCF margin34.4%+0.2pp

Returns & leverage

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Return on equity11.1%-2.7pp
Debt / equity0.3×-0.8×

Where this comes from

Reported directly by Horizon Bancorp in its filing.

Tagged under the XBRL concept us-gaap:InterestExpenseDeposits.

The official record: Horizon Bancorp’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Horizon Bancorp's total interest expense?
Horizon Bancorp (HBNC) reported total interest expense of $19.94M in Q1 2026.
How has Horizon Bancorp's total interest expense changed year-over-year?
Horizon Bancorp's total interest expense decreased by 22.1% year-over-year, from $25.6M to $19.94M.
What is the long-term trend for Horizon Bancorp's total interest expense?
Over 4 years (2021 to 2025), Horizon Bancorp's total interest expense has grown at a 88.2% compound annual growth rate (CAGR), from $7.87M to $98.61M.
What does total interest expense mean?
This figure represents the total cost incurred by the bank to fund its operations, including interest paid on customer deposits, short-term borrowings, and long-term debt obligations. It is a critical component of the bank's cost of funds and directly impacts the net interest margin. Lowering this expense relative to interest-earning assets is essential for maintaining competitive profitability in varying interest rate environments.