Products & Services · 5th Year
Automobiles — 5th Year
The Hartford Financial Services Group Automobiles — 5th Year decreased by 0.6% to 15.7% in Q4 2025 compared to the prior quarter. Year-over-year, this metric declined by 0.6%, from 15.8% to 15.7%. This is a positive signal — lower values indicate better performance for this metric.
Analysis
StatementSegment
CategoryProfitability
SignalLower is better
VolatilityStable
First reportedQ4 2018
Last reportedQ4 2025
How to read this metric
Consistent performance at this stage indicates mature and predictable claim settlement processes.
Detailed definition
The cumulative loss development or claims experience for automobile insurance policies in their fifth year of coverage....
Peer comparison
Standard component of loss development triangles used by P&C insurers to assess reserve adequacy.
Metric ID:
hig_segment_automobiles_5th_yearHistorical Data
5 periods
| Q4 '21 | Q4 '22 | Q4 '23 | Q4 '24 | Q4 '25 | |
|---|---|---|---|---|---|
| Value | 14.5% | 15.1% | 15.8% | 15.8% | 15.7% |
| QoQ Change | — | +4.1% | +4.6% | +0.0% | -0.6% |
| YoY Change | — | +4.1% | +4.6% | +0.0% | -0.6% |
Range14.5% – 15.8%
CAGR+8.3%
Avg YoY Growth+2.0%
Median YoY Growth+2.1%
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Frequently Asked Questions
- What is The Hartford Financial Services Group's automobiles — 5th year?
- The Hartford Financial Services Group (HIG) reported automobiles — 5th year of 15.7% in Q4 2025.
- How has The Hartford Financial Services Group's automobiles — 5th year changed year-over-year?
- The Hartford Financial Services Group's automobiles — 5th year decreased by 0.6% year-over-year, from 15.8% to 15.7%.
- What does automobiles — 5th year mean?
- The claims performance of automobile insurance policies during their fifth year of coverage.