Products & Services · 5th Year
Surety Product Line — 5th Year
The Hartford Financial Services Group Surety Product Line — 5th Year increased by 8.3% to 1.3% in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 8.3%, from 1.2% to 1.3%. This increase may warrant attention — for this metric, lower values are generally preferred.
Analysis
StatementSegment
CategoryRisk
SignalLower is better
VolatilityStable
First reportedQ4 2018
Last reportedQ4 2025
How to read this metric
Stability in fifth-year development is a positive indicator of accurate long-term reserving and risk management.
Detailed definition
Refers to the loss development or claims experience for policies in their fifth year of coverage. This represents a matu...
Peer comparison
Standard actuarial cohort analysis used by all major insurance companies to track loss development patterns.
Metric ID:
hig_segment_surety_product_line_5th_yearHistorical Data
5 periods
| Q4 '21 | Q4 '22 | Q4 '23 | Q4 '24 | Q4 '25 | |
|---|---|---|---|---|---|
| Value | -0.2% | 0.4% | 0.3% | 1.2% | 1.3% |
| QoQ Change | — | +300.0% | -25.0% | +300.0% | +8.3% |
| YoY Change | — | +300.0% | -25.0% | +300.0% | +8.3% |
Range-0.2% – 1.3%
CAGR+550.0%
Avg YoY Growth+145.8%
Median YoY Growth+154.2%
Current Streak2 quarters growth
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Frequently Asked Questions
- What is The Hartford Financial Services Group's surety product line — 5th year?
- The Hartford Financial Services Group (HIG) reported surety product line — 5th year of 1.3% in Q4 2025.
- How has The Hartford Financial Services Group's surety product line — 5th year changed year-over-year?
- The Hartford Financial Services Group's surety product line — 5th year increased by 8.3% year-over-year, from 1.2% to 1.3%.
- What does surety product line — 5th year mean?
- The claims performance and loss data for policies during their fifth year of coverage.