Products & Services · 5th Year
Package Business — 5th Year
The Hartford Financial Services Group Package Business — 5th Year increased by 3.1% to 6.6% in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 3.1%, from 6.4% to 6.6%. This increase may warrant attention — for this metric, lower values are generally preferred.
Analysis
StatementSegment
CategoryProfitability
SignalLower is better
VolatilityStable
First reportedQ4 2018
Last reportedQ4 2025
How to read this metric
Low volatility in fifth-year results suggests high confidence in the company's actuarial models and historical loss estimates.
Detailed definition
Refers to the loss experience or premium development for policies in their fifth year of coverage within the package bus...
Peer comparison
Standard actuarial cohort analysis used across the insurance industry to track policy lifecycle performance.
Metric ID:
hig_segment_package_business_5th_yearHistorical Data
5 periods
| Q4 '21 | Q4 '22 | Q4 '23 | Q4 '24 | Q4 '25 | |
|---|---|---|---|---|---|
| Value | 6.2% | 6.4% | 6.6% | 6.4% | 6.6% |
| QoQ Change | — | +3.2% | +3.1% | -3.0% | +3.1% |
| YoY Change | — | +3.2% | +3.1% | -3.0% | +3.1% |
Range6.2% – 6.6%
CAGR+6.5%
Avg YoY Growth+1.6%
Median YoY Growth+3.1%
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Frequently Asked Questions
- What is The Hartford Financial Services Group's package business — 5th year?
- The Hartford Financial Services Group (HIG) reported package business — 5th year of 6.6% in Q4 2025.
- How has The Hartford Financial Services Group's package business — 5th year changed year-over-year?
- The Hartford Financial Services Group's package business — 5th year increased by 3.1% year-over-year, from 6.4% to 6.6%.
- What does package business — 5th year mean?
- The financial performance or claims data for policies during their fifth year of coverage.