Products & Services · 5th Year
Workers' Compensation — 5th Year
The Hartford Financial Services Group Workers' Compensation — 5th Year increased by 1.8% to 5.8% in Q4 2025 compared to the prior quarter. This increase may warrant attention — for this metric, lower values are generally preferred.
Analysis
StatementSegment
CategoryProfitability
SignalLower is better
VolatilityStable
First reportedQ4 2024
Last reportedQ4 2025
How to read this metric
Stability in fifth-year development is a positive indicator of effective long-term reserve management.
Detailed definition
Tracks the loss development for insurance policies in their fifth year of maturity. By this point, the claims experience...
Peer comparison
Standard actuarial cohort analysis used across the insurance industry to track loss emergence patterns.
Metric ID:
hig_segment_workers_compensation_5th_yearHistorical Data
2 periods
| Q4 '24 | Q4 '25 | |
|---|---|---|
| Value | 5.7% | 5.8% |
| QoQ Change | — | +1.8% |
| YoY Change | — | +1.8% |
Range5.7% – 5.8%
Avg YoY Growth+1.8%
Median YoY Growth+1.8%
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Frequently Asked Questions
- What is The Hartford Financial Services Group's workers' compensation — 5th year?
- The Hartford Financial Services Group (HIG) reported workers' compensation — 5th year of 5.8% in Q4 2025.
- What does workers' compensation — 5th year mean?
- The financial performance and claim costs associated with insurance policies during their fifth year of coverage.