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Horace Mann Educators HMN Experience life — Deferred Policy Acquisition Cost, Experience Adjustment

Other product segments

Limited-Pay Whole Life
$0
Term Life
$0

Similar metrics at other companies

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PRADeferred Policy Acquisition Costs, Amortization Expense
$31.59M-2.4%
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$40.04M+42.2%
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PRADeferred policy acquisition costs
$60.34M-1.5%
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SAFTDeferred policy acquisition costs
$108.52M+3.4%

Other financials

Income statement

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Revenue$429.3M+3.1%
Net income$41.2M+7.9%
EPS (diluted)$1.00+8.7%

Balance sheet

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Cash & equivalents$20.9M-31.0%
Total debt$593.8M+8.5%
Total equity$1.5B+9.5%
Total assets$15.0B+4.0%

Cash flow

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Operating cash flow$61.3M-56.5%

Valuation

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Market cap$2.04B+18.8%
Enterprise value$2.61B+17.0%
P/E12.4×-2.6×
P/S1.2×+0.1×

Profitability

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Net margin9.6%+2.6pp

Returns & leverage

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Return on equity11.7%+2.8pp
Debt / equity0.4×0.0×

Where this comes from

Reported directly by Horace Mann Educators in its filing.

Tagged under the XBRL concept us-gaap:DeferredPolicyAcquisitionCostExperienceAdjustment.

The official record: Horace Mann Educators’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Horace Mann Educators's experience life — deferred policy acquisition cost, experience adjustment?
Horace Mann Educators (HMN) reported experience life — deferred policy acquisition cost, experience adjustment of $0 in Q1 2026.
What does experience life — deferred policy acquisition cost, experience adjustment mean?
Adjustments made to the carrying value of deferred acquisition costs based on actual versus expected experience regarding policy lapses, mortality, or other actuarial assumptions. It serves as a reconciliation metric to ensure the asset balance remains accurate relative to current performance.