Horace Mann Educators HMN Term Life — Deferred Policy Acquisition Cost, Experience Adjustment

Other product segments

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PRITerm Life — Deferred Policy Acquisition Cost Amortization Expense

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Questions, answered.

What is Horace Mann Educators's term life — deferred policy acquisition cost, experience adjustment?

Horace Mann Educators (HMN) reported term life — deferred policy acquisition cost, experience adjustment of $0 in Q1 2026.

What does term life — deferred policy acquisition cost, experience adjustment mean?

Captures the impact of actual experience deviations from original assumptions on the deferred acquisition cost balance. This adjustment accounts for changes in policyholder behavior, such as lapse rates or mortality, which necessitate a revaluation of the asset. It serves as a measure of the accuracy of the company's actuarial modeling and risk assessment.