Horace Mann Educators HMN Term Life — Lapses, actual experience
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Where this comes from
Reported directly by Horace Mann Educators in its filing.
Tagged under the XBRL concept hmn:LiabilityForFuturePolicyBenefitLapseRateActualExperience.
The official record: Horace Mann Educators’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →
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Questions, answered.
- What is Horace Mann Educators's term life — lapses, actual experience?
- Horace Mann Educators (HMN) reported term life — lapses, actual experience of 4.1% in Q1 2026.
- How has Horace Mann Educators's term life — lapses, actual experience changed year-over-year?
- Horace Mann Educators's term life — lapses, actual experience increased by 7.9% year-over-year, from 3.8% to 4.1%.
- What is the long-term trend for Horace Mann Educators's term life — lapses, actual experience?
- Over 3 years (2022 to 2025), Horace Mann Educators's term life — lapses, actual experience has grown at a -44.4% compound annual growth rate (CAGR), from 261.3% to 44.9%.
- What does term life — lapses, actual experience mean?
- The actual percentage of term life insurance policies that were terminated or allowed to expire by policyholders during the period. High lapse rates can negatively impact profitability by reducing the duration of premium collection and increasing the impact of acquisition costs. This metric provides insight into customer retention and product satisfaction.