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Horace Mann Educators HMN Whole Life — Interest accruals

Other product segments

Term Life
$2.8M0.0%
Experience life
$900K0.0%
Limited-Pay Whole Life
$400K0.0%
SPIA (life contingent)
$0

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$12M-7.7%
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METWhole and Term Life & Endowments — Interest accrual
$98M+7.7%

Other financials

Income statement

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Revenue$429.3M+3.1%
Net income$41.2M+7.9%
EPS (diluted)$1.00+8.7%

Balance sheet

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Cash & equivalents$20.9M-31.0%
Total debt$593.8M+8.5%
Total equity$1.5B+9.5%
Total assets$15.0B+4.0%

Cash flow

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Operating cash flow$61.3M-56.5%

Valuation

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Market cap$2.04B+18.8%
Enterprise value$2.61B+17.0%
P/E12.4×-2.6×
P/S1.2×+0.1×

Profitability

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Net margin9.6%+2.6pp

Returns & leverage

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Return on equity11.7%+2.8pp
Debt / equity0.4×0.0×

Where this comes from

Reported directly by Horace Mann Educators in its filing.

Tagged under the XBRL concept us-gaap:LiabilityForFuturePolicyBenefitExpectedNetPremiumInterestIncome.

The official record: Horace Mann Educators’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Horace Mann Educators's whole life — interest accruals?
Horace Mann Educators (HMN) reported whole life — interest accruals of $2.2M in Q1 2026.
How has Horace Mann Educators's whole life — interest accruals changed year-over-year?
Horace Mann Educators's whole life — interest accruals increased by 10.0% year-over-year, from $2M to $2.2M.
What is the long-term trend for Horace Mann Educators's whole life — interest accruals?
Over 3 years (2021 to 2025), Horace Mann Educators's whole life — interest accruals has grown at a 10.7% compound annual growth rate (CAGR), from $6.2M to $8.4M.
What does whole life — interest accruals mean?
This represents the interest expense accrued on the liability for future policy benefits within the Whole Life segment. It reflects the cost of capital associated with maintaining long-term insurance reserves. Tracking this metric helps investors understand the impact of the company's discount rate assumptions on the income statement over time.