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Hawthorn Bancshares HWBK Net Interest Income (After Provisions)

Net Interest Income (After Provisions) at other companies

Midland States Bancorp logo
Midland States BancorpMSBI
$52.41M+10.5%
National Bankshares logo
National BanksharesNKSH
$12.7M+27.3%
Financial Institutions logo
Financial InstitutionsFISI
$49.75M+13.2%
SB Financial Group logo
SB Financial GroupSBFG
$12.5M+14.7%
West Bancorporation logo
West BancorporationWTBA
$24.39M+16.9%
Northwest Bancshares logo
Northwest BancsharesNWBI
$138.11M+15.2%

Other financials

Income statement

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Revenue$20.2M+7.7%
Net income$5.7M+6.7%
EPS (diluted)$0.83+7.8%

Balance sheet

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Cash & equivalents$101.9M-0.3%
Total debt$4.9M+60.5%
Total equity$175.4M+14.3%
Total assets$1.9B-1.5%

Cash flow

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Operating cash flow$8.0M+39.0%
CapEx$1.9M+588%
Free cash flow$6.1M+11.7%

Valuation

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Market cap$271.04M+39.8%
Enterprise value$173.98M+81.8%
P/E11.2×+1.8×
P/S3.3×+0.7×

Profitability

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Net margin29.6%+3.6pp
FCF margin29.7%-1.5pp

Returns & leverage

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Return on equity14.7%+1.5pp
Debt / equity0.0×

Where this comes from

Reported directly by Hawthorn Bancshares in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss.

The official record: Hawthorn Bancshares’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Hawthorn Bancshares's net interest income (after provisions)?
Hawthorn Bancshares (HWBK) reported net interest income (after provisions) of $17.03M in Q1 2026.
How has Hawthorn Bancshares's net interest income (after provisions) changed year-over-year?
Hawthorn Bancshares's net interest income (after provisions) increased by 8.9% year-over-year, from $15.63M to $17.03M.
What is the long-term trend for Hawthorn Bancshares's net interest income (after provisions)?
Over 4 years (2021 to 2025), Hawthorn Bancshares's net interest income (after provisions) has grown at a 2.1% compound annual growth rate (CAGR), from $60.24M to $65.52M.
What does net interest income (after provisions) mean?
This is the net interest income adjusted by subtracting the provision for credit losses, providing a clearer view of the income generated after accounting for expected loan defaults. It offers a more conservative measure of core banking profitability by incorporating the cost of credit risk. Investors use this to assess the quality of earnings relative to the bank's risk appetite.