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International Bancshares IBOC Q4 2024 Annual earnings

Reported February 27, 2025 · Before market open

Revenue$262.9M
EPS$1.85

Next report

Aug 6, 2026 (In 1 week)
Revenue estimate$266.4M
EPS estimate$1.61

Financials

Q4 2024

Income statement

See full
Revenue$208.3M-1.3%
Net income$115.1M+8.2%
EPS (diluted)$1.85+8.2%

Balance sheet

See full
Cash & equivalents$352.7M-45.8%
Total equity$2.8B+14.3%
Total assets$15.7B+4.5%

Cash flow

See full
Operating cash flow$114.9M-13.5%
Free cash flow$116.5M-6.3%

Valuation & ratios

Valuation

as of 12/31/24
See full
Market cap$3.93B+16.5%
P/E9.6×+1.4×
P/S4.7×+0.7×

Profitability

See full
Net margin49.1%-0.3pp
FCF margin55.2%+1.5pp

Returns & leverage

See full
Return on equity15.6%-2.7pp

Segments

By product

See full
Service Charges On Deposit Accounts$18.7M-1.6%
Other Service Charges Commissions And Fees Banking$14.8M-2.4%
Other Service Charges Commissions And Fees Nonbanking$2.9M+6.2%

Versus estimates

Revenue

Q1 2026$257.3MIn lineQ4 2025$270.6MIn lineQ3 2025$272.6MQ2 2025$261.6MQ1 2025$251.6M
Q4 2024$262.9M

Diluted EPS

Q1 2026$1.64Miss by $0.04Q4 2025$1.71Beat by $0.08Q3 2025$1.74Q2 2025$1.61Q1 2025$1.56
Q4 2024$1.85

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Questions, answered.

When did International Bancshares report Q4 2024 earnings?
International Bancshares (IBOC) reported Q4 2024 earnings on February 27, 2025 before market open.
What were International Bancshares's Q4 2024 revenue and EPS?
International Bancshares reported revenue of $262.9M and eps of $1.85 for Q4 2024.
Where can I find International Bancshares's Q4 2024 SEC filings?
You can read the 10-K periodic report (0001558370-25-001782) directly on SEC EDGAR. The filing index links above go to sec.gov.