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Lithia Motors LAD Loans receivable, net of allowances of $42 and $30 (Note 7)

Loans receivable, net of allowances of $42 and $30 (Note 7) at other companies

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$5.01B+23.9%
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Other financials

Income statement

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Revenue$9.3B+1.0%
Gross profit$1.4B+0.8%
Operating income$335.8M-17.4%
Net income$100.4M-52.1%
EPS (diluted)$4.28-46.1%

Balance sheet

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Cash & equivalents$137.8M
Total debt$651.8M+9.2%
Total equity$6.4B-5.5%
Total assets$25.7B+9.7%

Cash flow

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Operating cash flow-$108.4M-134%
CapEx$97.1M+41.3%
Free cash flow-$205.5M-181%

Valuation

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Market cap$6.72B-24.6%
P/E9.5×-1.1×
P/S0.2×-0.1×

Profitability

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Gross margin15.2%-0.1pp
Operating margin4%-0.4pp
Net margin1.9%-0.4pp
FCF margin-0.8%-0.3pp

Returns & leverage

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Return on equity10.8%-2.1pp
Debt / equity0.1×0.0×
Current ratio-0.2×

Where this comes from

Reported directly by Lithia Motors in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLossNoncurrent.

The official record: Lithia Motors’s 10-Q, filed April 29, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Lithia Motors's loans receivable, net of allowances of $42 and $30 (note 7)?
Lithia Motors (LAD) reported loans receivable, net of allowances of $42 and $30 (note 7) of $5.01B in Q1 2026.
How has Lithia Motors's loans receivable, net of allowances of $42 and $30 (note 7) changed year-over-year?
Lithia Motors's loans receivable, net of allowances of $42 and $30 (note 7) increased by 23.9% year-over-year, from $4.05B to $5.01B.
What is the long-term trend for Lithia Motors's loans receivable, net of allowances of $42 and $30 (note 7)?
Over 4 years (2021 to 2025), Lithia Motors's loans receivable, net of allowances of $42 and $30 (note 7) has grown at a 56.0% compound annual growth rate (CAGR), from $803.3M to $4.76B.
What does loans receivable, net of allowances of $42 and $30 (note 7) mean?
This represents the net value of long-term loans provided by the company to customers for vehicle purchases, after accounting for estimated credit losses and allowances. It reflects the company's role as a lender in the automotive retail ecosystem and the credit risk associated with its financing portfolio. Monitoring this balance helps assess the quality of the loan book and the potential for future interest income.